Hillross is one of Australia’s premier wealth management firms. Their personalised approach ensures an in-depth understanding of your needs. Accordingly, a flexible yet focused approach is provided to help you to achieve your financial goals, protect your financial assets and improve financial security.
Insurance advice you can trust
Hillross specialises in providing insurance programs, business succession and estate planning advice designed to meet your business and personal needs.
Whether you are in the city, on a family farm or working in rural/regional Australia, they can provide you and your family with a program designed to meet your needs.
They meet with you to find out more about your family and business and to establish your requirements. If you have existing arrangements in place they will assess them and consider the following:
- estate planning and/or business succession issues
- level and type of cover
- tax issues and structure.
Following a meeting, they will prepare a detailed Statement of Advice setting out their understanding of your circumstances and their recommendations.
Personal risk protection
Have you ever considered the impact on your family or business if you suffered a serious accident or illness, became totally disabled or died prematurely?
Insurance is an important risk management tool that can protect you, your family and your business from financial hardship caused by unplanned events.
Hillross advisers can assist you to identify the risks, determine the most cost-effective solution and implement a risk management program which has been tailored to suit you.
They provide advice on the following areas:
- income protection (sickness and accident)
- life cover
- spouse protection
- critical illness cover
- total and permanent disablement (TPD).
They can also talk to you about:
- partnership/equity protection
- key person cover
- buy/sell arrangements
- estate and asset protection, and
- business succession planning