As more and more investment opportunities become available, choosing the right investments and structuring a portfolio to meet individual needs can seem daunting.
Hillross advisers help you to select investments suited to your personal goals. These include a range of investment products, including managed funds.
Managed funds are investment vehicles that pool the funds of many investors to invest in assets such as shares, property and bonds. This generally allows greater diversification than investing as an individual.
Margin lending is a facility that allows you to use your existing investments in shares or managed funds as security to borrow funds to invest in shares or other financial products.
School fees can place a considerable burden on cash flow. A simple and effective way to help ensure these costs can be met is to start a savings plan specifically for your child’s education. Savings plans can consist of an account with a bank or credit union, an investment in managed funds or shares, or a combination of these.
Investment wrap account
A wrap account is a facility that lets you have a portfolio of investments. They are held in your name, but the wrap account gives you access to wholesale managed funds and consolidated reporting on all your investments. One set of reports makes tax planning easier and enables clients and their adviser to make more informed decisions about investment strategy.
Your Hillross adviser can provide you with further details on all these investment options and guide you to select appropriate investments for your situation.