Structured to suit your needs

Structured products are just like any other retail investment opportunity but with one important point of difference – they can structure or alter the risk and return payoff for investors through the use of derivatives.  In other words, the underlying investments are the same; equity markets, fixed interest markets, commodities, property etc.; it’s just the outcomes for the investor that are different.  

Reducing risk, enhancing returns

For instance, a structured product may introduce capital protection* to an equity market investment or create a specific minimum level of income each year.  In this way, our clients can reduce the risk and/or enhance the return on their portfolios beyond traditional investments. 

Taking advantage through diversification

Structured products also make access to global investment themes easy - such as climate change, water, food and agriculture and emerging market economies - and provide an efficient way of diversifying portfolios that reach beyond traditional investments. 

Build on our experience

Rabobank has been offering structured products to retail investors internationally since the early 1990’s.  We now offer this type of product to investors throughout Europe, Asia and the Americas.  In March 2008 Rabobank launched its Australian retail structured products business.   

Our offer in Australia

We offer 100 per cent capital protected investment products* backed by Rabobank, ranked safest non-government owned bank in the world by Global Finance Magazine since 1999.

Retail program

We will make our investment products available to the whole retail market through financial planners, private banking advisers and stockbrokers via a product disclosure statement, for minimum investment amounts of $5,000. Individuals, superfunds, companies and trusts can all invest in our products and lending will generally be made available via external third parties.

Wholesale program

Rabobank’s wholesale program has been designed to offer sophisticated investors something truly unique.  Rabobank can work with financial advisers to design a 100 per cent capital protected* investment product tailor-made to suit an individual or a group of individuals.  All elements of the investment are flexible and can be changed to suit each client, such as term to maturity, income levels and the underlying asset.  
 

The minimum total investment is $1 million and the minimum investment per investor is $50,000. 

More information on our wholesale program is available in the PDF flyer.