Your money is in safe hands 

Rabobank Australia Limited, the issuer of Rabobank deposits and RaboDirect deposits, is an Australian bank and an Authorised Deposit-taking Institution (ADI) which is covered by the Financial Claims Scheme.


Rabobank Australia Limited is prudentially regulated by the Australian Prudential Regulation Authority and subject to the Banking Act 1969 (Cth) and, as a result, its depositors' claims would rank ahead of all other liabilities of Rabobank Australia Limited.


Rabobank Group is one of the world’s safest banks according to Global Finance magazine1. Rabobank Australia Limited exceeds the current minimum regulatory capital requirements set by APRA, with a total capital ratio at December 2014 of 13.42%.


For more information about Rabobank Australia and Rabobank* Group structure click here.


Committed to Australian agriculture


As well as being an investment in your own future growth, Rabobank deposits are an investment in the ongoing prosperity of the country's primary producers who benefit from these funds being reinvested locally in the form of rural loans.

Financial Claims Scheme


The Financial Claims Scheme cap of balances up to $250,000 per account holder per ADI applies from 1 February 2012.


This $250,000 cap is combined and therefore is applicable to the aggregrate of all deposit account balances held by one person across both Rabobank and RaboDirect deposits including:

  • Rabobank Call Deposits
  • Rabobank Term Deposits
  • Rabobank Cash Management Account (excludes Rabobank AIO loan accounts)
  • Rabobank Farm Management Deposits
  • RaboDirect High Interest Savings Account
  • RaboDirect PremiumSaver
  • RaboDirect Notice Saver
  • RaboDirect Term Deposits

Further details about the coverage of the Financial Claims Scheme can be found on the APRA website


1Global Finance magazine Top 50 Safest Commercial Banks 2014. 

* Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.

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