Flexibility and convenience all in one
Australia’s market leading agribusiness account, the Rabobank All In One account, provides you with one of the most innovative rural finance packages available. Specifically developed to provide convenient, flexible long-term finance, it allows you to make those important financial decisions at a time that suits you and your business.
The All In One account provides a convenient solution, combining your short-term/overdraft and long-term borrowing requirements, whilst also providing phone and internet banking, debit card, BPAY®, ATM and cheque book access. Having all your accounts in one not only increases efficiency, it gives you the flexibility to make financial decisions at a time that’s right for you.
Outstanding features are:
- Interest-only loan of up to 15 years
- Your income automatically reduces your variable loan balance
- Interest payments can be timed to suit your peak income periods
- Saves you time transferring money between accounts
Why an All In One account?
Because each and every one of our clients are unique, Rabobank’s All In One account has many great features that could suit you and your business.
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Features of an All In One account |
The benefits it offers to your business |
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Transaction, overdraft and loan facilities in a single account |
Minimise funds transfers and reduce interest (plus competitive credit balance interest rates) |
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Interest-only loan period of up to 15 years |
Manage cash flow when most needed |
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Penalty free early repayments |
There’s no penalty for repaying more or earlier than required on the variable rate portion of your loan |
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No minimum repayments. Interest payable capitalised to your account balance |
Flexible interest and principal repayment, as long as you stay within the limit of your loan, allowing you to manage your cashflow, interest and loan repayments at times that suit your business cycle |
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A range of interest rates can be fixed online or by phone^ without a fee and with no further documentation.
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Flexibility to manage your interest rates seven days a week, just follow the steps online to select a term from 30 days to five years.
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No loan fees on drawn funds; simple transaction fees |
Minimal fee structure saves you money |
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Internet Banking, Visa Business Debit card, ATM, BPAY, EFTPOS and cheque book plus Bank@Post |
Convenient access to funds the way that suits you |
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VISA Business Debit card enrolled in Verified by Visa |
Greater security when shopping online with Verified by Visa merchants |
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Forward-book interest rates online or by phone^ without a fee and with no further documentation. |
The flexibility allows you even greater control over your interest rate risk
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Multiple accounts are available |
You can set up and run different accounts for different purposes |
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^ Interest rate bookings, including forward-rate bookings, can be made through the Client Services team up to 4:00 pm (Sydney time) on business days.
Fee Free ATM transactions
Please note that Rabobank Visa Debit cardholders may incur ATM transaction fees from ATM network providers. To find out more, visit apca.com.au/atmdirectcharging website.
However, Rabobank cardholders can use any of the Westpac, Bank SA, St. George Bank and Bank of Melbourne ATMs (excludes St.George and Bank SA branded ATMs located at BP petrol stations) around Australia and enjoy ATM fee free transactions.
Visa Debit Card Microchips
All new and renewal cards have an embedded security microchip. The chip technology provides one of the highest levels of security currently available to protect payment information and prevent fraud. For more information contact your branch on 1300 30 30 33.
Verified by Visa
All Rabobank Visa Business Debit cards are enrolled in the Verified by Visa (VbV) program. This global authentication program helps to safeguard cardholders from fraudulent misuse when purchasing goods and services online from VbV-registered merchants.
The All In One account is issued by Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700