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Harvest Advantage
Key Features  
  • Short-term finance for wheat delivered to approved pools (Distribution Payment option) and AWB Basis Pool, and for barley delivered to the ABB Extended Pool.
  • Rabobank Harvest Advantage allows you to access 90% of the estimated pool return (EPR), GST exclusive, less estimated costs.
  • Flexibility to choose one or more pools for grain delivery within one Rabobank Harvest Advantage loan, with no additional paperwork for each pool.
  • Periodic pool distributions repay the loan
  • No bank charges or underwriting fees (government taxes and AWB/ABB fees and charges may apply)
  • In most cases there are no assignment fees on the grain payments – minimising costs.
  • Online account management through Rabobank Internet Banking – drawdown funds at any time and view up-to-date details of your account.
  • Flexibility in selecting the proportion of your estimated pool return you would like to receive under the facility, from a minimum of $50,000 to a maximum of 90% of the GST exclusive value, less estimated costs.
  • Flexibility in the timing of draw downs.
  • Advances for all major grades of wheat and barley delivered to the respective pools.
  • Competitive interest rates. Rates are variable over the term of the loan.
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Harvest Advantage offers immediate access to the equity in your grain harvest. By unlocking the value of your grain harvest as soon as it is delivered, Harvest Advantage gives you greater flexibility in managing your cash flow.

Click here to view a sample calculation of the facility.

This product is available exclusively to existing Rabobank All In One and Rural Loan clients.

Next step: Apply here or call your nearest branch on 1300 30 30 33.

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