2025 Saveful Cookbook Competition Rabobank Online Saver (“The Competition”)
Terms and Conditions
- Information on how to enter and Prize details form part of these Terms and Conditions. If there is any conflict between these Terms and Conditions and any other published material, these Terms and Conditions shall prevail.
- This Competition is being promoted and run by Rabobank Australia Limited with its registered address at Level 16, Darling Park Tower 3, 201 Sussex Street, Sydney NSW 2000, ABN 50 001 621 129 (“Rabobank”).
- The Competition commences on 0900hrs on 26 November 2025 and closes at 1700hrs on 14 December 2025 (“Competition Period”). All times are dates are AEDT. All times are stated using the 24 hour clock.
- Entry into the Competition is open during the Competition Period for persons (“Entrants”) who satisfy the following requirements:
- is over 18 years of age at the commencement of the Competition Period;
- is an Australian Resident;
- is not an employee or director of Rabobank or its related entities, or part of the immediate family of an employee or director of Rabobank;
- is not an employee or director or member of Rabobank’s Rabo Community Fund or Rabo Client Councils, or part of the immediate family of an employee or director of Rabobank’s Rabo Community Fund or Rabo Client Councils; and
- is an account owner of an active Eligible Account (defined below) in good standing and with a balance at least $1,000 AUD at the conclusion of the Competition Period. Only funds that have been successfully processed and cleared into the Eligible Account by the end of the Competition Period will count towards the minimum balance requirement. Processing times may vary.
- For the purposes of this Competition, an Eligible Account is defined as any of the following Rabobank Deposit Account(s):
- High Interest Savings Account;
- PremiumSaver Account;
- Notice Saver Account;
- Farm Management Deposit Account;
- Cash Management Account;
- Call Deposit Account;
- Term Deposit Account; and
- PurposeSaver Account.
- The date that the Eligible Account was opened is irrelevant for the purposes of this Competition, meaning that account owners of Eligible Accounts opened before or during the Competition Period may be eligible to enter, subject to the above criteria. Entrants should refer to the relevant product(s) terms and conditions and Rabobank’s website for more information. Standard account opening and eligibility criteria apply.
- In order to enter the Competition, each Entrant must submit a written response to the following prompt:
Entries must be submitted at the Competition website during the Competition Period.
- In submitting their entry, each Entrant warrants and represents that:
- their entry is entirely their own work and has not been created with the assistance of any artificial intelligence tool or platform (such as ChatGPT);
- their entry is original and has not been entered in any other competition, promotion or public forum; and
- their entry does not infringe on the intellectual property or moral rights of any third party or person.
- In submitting their entry, each Entrant grants Rabobank a non-exclusive, royalty-free, perpetual licence to use, reproduce, publish, and communicate to the public any part of their entry (including their response to the competition question) in any media worldwide for promotional, marketing, or publicity purposes, without further notice or compensation. This includes publishing entries regardless of whether the Entrant is the Winner or a Runner Up. Rabobank may edit or adapt entries for clarity or length, provided such changes do not materially alter the meaning.
- Each Entrant may only enter the Competition once. Any Entrant found to have entered multiple times or provided false or misleading information will be automatically disqualified and their entries (and any Prize or Runner Up Prize won) will be automatically voided. Entries that are incomplete, inappropriate or offensive may also be disqualified at Rabobank’s sole discretion.
- Entries will be judged on the basis of originality and creativity. Rabobank’s decision is final and no correspondence will be entered into regarding the outcome.
- The Entrant judged to have provided the best entry (“Winner”) will receive (together, the “Prize”):
- one (1) Saveful Cookbook; and
- AUD $1,000 deposited to their Eligible Account. Deposit will occur within 10 business days of the Competition Period closing. The Winner will be contacted by Rabobank and asked to nominate their preferred Eligible Account for payment to be made in to. However, Rabobank may, at its sole and absolute discretion, make payment into another Eligible Account held by the Winner.
Except as provided above, the Prize cannot be substituted, transferred or redeemed for cash and cannot be combined with other promotional offers.
- The 25 Entrants deemed to have the next best entries (“Runner Up”) will each receive one (1) copy of the Saveful cookbook (“Runner Up Prize”).
- The total value of the prize pool (including both the Prize and Runner Up Prizes) is up to approximately $3,000 AUD.
- On 16 December 2025, the Winner will be notified of the outcome of the Competition via the email address used to submit their entry. The Winner’s name may also be published on Rabobank’s website and various social media channels in the week commencing 15 December 2025.
- If the Winner cannot be contacted or does not respond within one (1) week of initial contact, the Winner will forfeit all rights to the Prize. Rabobank reserves the right, in its sole discretion, to select an alternative winning entry and award the Prize to that Entrant.
- The Winner will receive the cookbook and the Runner Up will receive the Runner Up Prize via regular mail using the address provided in the winning entry. Rabobank is not responsible for any delays, loss, or failure of delivery however they were caused.
- If for any reason whatsoever, beyond the reasonable control of Rabobank, the Competition is not capable of being conducted as reasonably anticipated, including due to tampering , unauthorised intervention, fraud or any other causes beyond the control of Rabobank which corrupt or affect the administration security, fairness or integrity or proper conduct of the Competition, Rabobank reserves the right, subject to written directions from State Regulatory bodies, in its sole discretion, to suspend, modify, or terminate this Competition or disqualify any individual who tampers with the entry process.
- Rabobank shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) or for any personal injury suffered or sustained in connection with the Prize or Runner Up Prize except for any liability which cannot be excluded by law. Rabobank will not be responsible for any incorrect, inaccurate, or incomplete information communicated in the course of or in connection with this Competition if the deficiency is occasioned by any cause outside the reasonable control of Rabobank.
- Rabobank will use the personal data disclosed for the purposes of running this Competition, announcing the Winner, and to follow up and assess any feedback about the Competition an Entrant has indicated they are happy to share. Rabobank may also disclose personal data to related companies of Rabobank, its Rabobank Community Funds and Rabo Client Councils for the same purposes. Personal data will only be used in accordance with the Rabobank Privacy Policy which can be found at https://www.rabobank.com.au/privacy which includes information about individual rights such as access to and/or correction of the personal data which we hold, and how an individual may make a privacy related complaint. Rabobank may be contacted by telephone on 1800 025 484 if an Entrant has questions about Rabobank’s use of personal data.