Stay Safe: Top 5 Scams Affecting Rural Communities

These scams promise high returns with little or no risk. Scammers often pose as financial advisors or representatives of fake investment firms, sometimes using professional-looking websites and documents.

• Common signs: Unsolicited investment offers, pressure to act quickly, or promises of guaranteed returns.
• Tip: Tip: Always check if the investment provider is registered with the Australian Securities and Investments Commission – this reduces (but does not eliminate) the risk that the provider is a scammer.

Scammers send emails, texts, or social media messages pretending to be from banks, government agencies, or trusted companies. Their goal? To steal your personal or banking information.

• Common signs: Messages with urgent language, suspicious links, or requests for login details.
• Tip: Never click on links in unsolicited messages. Contact the organisation directly using official contact details.

These scams often begin on social media or dating platforms. Scammers build emotional connections and then ask for money, often claiming to be in trouble or needing help to travel.

• Common signs: Requests for money, reluctance to meet in person, or inconsistent stories.
• Tip: Be cautious with online relationships. Never send money to someone you haven’t met in person.

These target small businesses and farms. Scammers intercept legitimate invoices or emails and change payment details to redirect funds.

• Common signs: Sudden changes in payment instructions or unfamiliar bank account details.
• Tip: Always verify payment details with a phone call before transferring large sums.

Scammers advertise farm machinery, livestock, or supplies at bargain prices online. Once payment is made, the goods never arrive.

• Common signs: Deals that seem too good to be true, sellers who avoid phone calls, or insist on upfront payment.
• Tip: Buy only from trusted suppliers and verify the seller’s identity before making payments.