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Doing his part at home, and now at work

Category Our People

Ryan Pereira

Ryan Pereira’s three backyard chickens rustle around his abundant vegetable garden and blossoming citrus trees – blissfully unaware of the urban chaos beyond their cosy yard fence.

This agri-oasis in the heart of suburban Melbourne typifies Ryan’s commitment to reducing food waste and supporting the environment – his self-sufficiency triumph motivated by a desire to ‘do my little part’.

And now, recently appointed as Rabobank’s Senior Manager Credit Analyst for Southern Victoria and Tasmania, Ryan has an opportunity to contribute to sustainable food production on a much broader scale.

With his personal philosophy strongly aligned to that of the bank, Ryan sees his small backyard contribution as part of the larger food and agri-cycle, and feels privileged to now have the opportunity to help support farmers do more with less.

“I tend to take a big picture approach, and think we can all do our own little bit if we are to leave the world in a better place for our children and grandchildren,” Ryan said.

“I’m fascinated by the concept of helping farmers be part of the climate solution, and it really excites me to discover all the extra initiatives Rabobank is committed to – such as the Rabobank Food Waste Report,” he said. “To now have the opportunity to help farmers reach their goals from right here in urban Melbourne is a terrific prospect, and one I really didn’t think possible.”

Ryan, who has extensive banking experience which includes working at each of the ‘Big Four’ in Australia and New Zealand, said he felt an instant sense of ease when starting his role four months ago thanks to Rabobank’s friendly and open culture. And that’s despite having only spent a few days in the office between lockdowns.

“I’m yet to meet my boss Deb Maskell-Davies and many in my team face-to-face, but I feel like I’ve been so warmly welcomed with phone calls from colleagues checking in on me, there’s a definite shift in culture compared to many of the banks I’ve worked for – here at Rabobank I’m not just a number.” 

Ryan now leads a team of 14 frontline analysts and is responsible for balancing the bank’s risk appetite with the needs of the client.

“I see my role as an important gatekeeper of workflow, escalating and prioritising work taking into account the needs of so many – staff, stakeholders, credit managers and of course the client – to make sure clients get their request met on time.”

“Whether it’s my little backyard vegetable garden, or a sophisticated, large scale farming operation – everyone needs the resources to tend to their ‘patch’ and I’m excited to be able to help support our farmers in gaining the finances they need to fulfil their goals.”

Ryan left his homeland of India almost two decades ago, after which he spent eight years working in banking in New Zealand followed by nine years in Australia, and has covered a range of roles in business banking – from credit writing to operational management.

With his wife and three children, aged between 18 and 11, the family now call Melbourne home – but Ryan credits his vast global network and expertise as a unique career asset.

Music is another of Ryan’s great passions, with the talented bass player holding an impressive gig list across various Aussie pubs and hotels, as well as having played in bands in New Zealand and Hong Kong.

“Even during lockdown I’ve been doing some recording and composing online, it’s definitely my creative outlet.”

He’s also an avid long-time supporter of the Melbourne Demons and Melbourne Storm – and was thrilled to see the Dees bring home the cup in September after a 57-year drought. The Australian cricket team and Wallabies also have Ryan’s staunch support.

When lockdowns ease Ryan said he was looking forward to meeting his staff and visiting branches across southern Victoria and Tasmania, but in the meantime this keen green-thumb has already begun tapping into some of Rabobank’s expertise, scanning the RaboResearch commodity reports for any tips and tricks – and beamed that his home-grown potatoes have never looked better.


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