Rabobank Foreign Currency Accounts
A Rabobank Foreign Currency Account (FCA) is available to eligible Rabobank business clients to receive and make payments in foreign currencies for their agribusiness operations.
Foreign Currency Account
Help Manage your Agribusiness with a Rabobank Foreign Currency Account
A Foreign Currency Account (FCA) is available to agribusiness clients who have a need to receive and make payments in foreign currencies as part of their agribusiness operation.
Key Benefits & Features
- You can make or receive payments in foreign currencies without having to convert to and from Australian dollars first.
- Convert your foreign currency into AUD and transfer those funds to your nominated account.
- No account service fees.
- No minimum ongoing balance requirements.
- Link to your All-In-One Loan Account.
Terms, conditions and eligibility criteria apply.
Who can apply:
- Existing Rabobank All-In-One Loan Account holders who have an Account Manager
- Minimum opening balance of AUD $20,000 equivalent
How to apply:
Talk to your Account Manager
Request Cut-off Times for Processing Foreign Currency Third Party Payments
When transferring funds, processing cut-off times apply (see Table below). Funds sent overseas are usually received by the recipient within 3 business days of processing the payment.*
We only process payments on business days. If you give us a Foreign Currency Account Payment Request Form on a day that is not a business day, we will treat it as received by us on the next business day before 11am. Every reference to a day on this page means a business day.
Processing Cut-off Times for Currency Conversions
To convert funds in your Foreign Currency Account to AUD and transfer it to a linked Nominated Account or to convert AUD to foreign currency and transfer it to your Foreign Currency Account please call our Client Services Team on 1800 025 484 by the following processing cut-off time (see Table below). Funds will be converted and processed on the same day if the request is received before the processing cut-off time. Alternatively, you can send us a secure message via internet banking. Please note that requests via secure message have a two-business day response time. As a result, the processing times below cannot be guaranteed if requests are sent via secure message. Once processed, the funds will appear in your account on the same day.
Currency | Currency Code | Request Cut-off Time for Currency Conversions and Processing (Sydney time) |
|---|---|---|
Canadian Dollar | CAD | 11am |
Swiss Franc | CHF | 11am |
Danish Kroner | DKK | 11am |
Euro | EUR | 11am |
British Pound | GBP | 11am |
Norwegian Kroner | NOK | 11am |
US Dollar | USD | 11am |
Hong Kong Dollar | HKD | 11am |
Japanese Yen | JPY | 11am |
New Zealand Dollar | NZD | 11am |
Singapore Dollar | SGD | 11am |
*Payments may be delayed because of circumstances outside of Rabobank’s control or due to additional screening and processes (e.g. payments to first-time payees). Foreign Currency Account Terms and Conditions apply – see here for more information.
Interest is not paid on Foreign Currency Accounts.
Frequently Asked Questions
Users with full internet banking access can view and download statements up to the last five years for their Foreign Currency Account via internet and mobile banking. If you do not have internet and mobile banking or need a statement beyond the past five years, you can call our Client Services team on 1800 025 484 and they will be able to email statements to you.
Users with full internet banking access can view transactions made from 12 January 2026 on their Foreign Currency Account via the Transactions screen on internet and mobile banking. For transactions made before 12 January 2026, refer to the statements available via internet and mobile banking. If you do not have internet and mobile banking, you can contact your Account Manager or call our Client Services team on 1800 025 484 to request this information.
To receive a payment from a third party, you must provide them with your account name and number, the foreign currency type and Rabobank’s SWIFT code information. To assist you to provide this information, we suggest you use the Foreign Currency Account Inward Payment Instructions which were emailed to you upon account opening. You can also download a copy of the Inward Payment Instructions via internet banking.
You will need to complete a Foreign Currency Account Payment Request Form and email it to sydney.client.services@rabobank.com by the processing cut-off time (see processing cut-off times above).
Please get in touch with your Agribusiness Manager. They will guide you through the application process and help you setup your Foreign Currency Account. You can find a copy of the ‘Foreign Currency Application Form’ on our Forms and Brochures page on our website.