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All In One - Regulated Loan Standard Line of Credit Australian Variable Rate Change available here. 

Personal & Joint

High Interest Savings Account Enjoy a 4 month variable intro rate up to

%
P.A.*
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*Current 4 month introductory variable rate for new personal customers on deposits up to $250,000. Rate subject to change. Read our terms & conditions before making investment decisions. Different rates apply to SMSF and Business customers.

Apply Now
farmer

How your interest works

How your intro rate works
Introductory variable rate
%
P.A.*

Applicable for the first 4 months on balances up to $250,000

Bonus variable rate
%
P.A.

For new personal and joint customers

Standard variable rate
%
P.A.

Standard variable rate up to $250,000

Good for you, good for Australia

The Rabobank Difference

Saving with Rabobank is about more than just great rates. Your savings help us support Australian farmers and agribusinesses, creating a unique connection between savers and the people who help feed our communities. It's a difference you can feel good about.

Learn more
Why choose a High Interest Savings Account

Great intro rate

Kick start your savings with a great introductory rate for the first 4 months.* 

No account keeping fees 

Save more every day with no account keeping fees on any of our accounts.

Online and mobile banking

Secure, easy banking access anytime, from anywhere.

Financial Claims Scheme

Your deposits are protected up to $250,000 per account holder. Learn more

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Ready to start saving?

What you will need to open a Rabobank Savings Account:

  • Be 18 years old or older
  • Reside in Australia and be an Australian tax resident
  • An Australian bank account in your name with another financial institution 
  • Have a valid form of ID and your personal details
  • A smart device to download our mobile app to access and operate your account
Apply Now

Proud to be award-winning

A high interest account without ongoing conditions, awarded by Finder and Mozo for helping you start and grow your savings with confidence.

Awards include: 2026 Finder Highly Commended for Best No Conditions Savings Account (High Interest Savings Account) and 2025 Mozo Experts Choice Award winner for Kick Start Savings (High Interest Savings Account). For more information about these awards please visit Mozo and Finder. 

Hear from our customers
Kate Adams

“I can see our savings growing, and with my brother and his family still on the family farm in Walgett, I know I’m helping farmers on the ground which is a really unique point of difference Rabobank offers.” 

 

Kate Adams

Jennifer Brew

“Since my husband and I have been retired, we look for better returns on our investments so that we can keep up the lifestyle we enjoy, and when it came time for us to reinvest, Rabobank was offering good rates, so we took advantage of the offer and joined.”

 

Jennifer Brew

Phoebe B

“Australian farmers need all the support they can get. It's hard living off the land, and climate change is making it even harder. Banking with Rabo makes me feel like I am helping in my small way, to supporting the farmers that grow our food, care for the animals that supply raw fibre and nurture the land.” 

 

Phoebe B

Ruth Lawrence

“Rabobank offers online easy saving accounts for the everyday person. A savings account I can trust keeps me informed, easy to use and supports our farmers to help give us our food.”

 

Ruth Lawrence

Anne de Champlain

“I started saving with Rabobank because I liked that it supported farmers, and the rates also support my savings goals, I also found the customer service good and it's great to have an alternative to the big banks.”

 

Anne de Champlain

Bea Duffield

“Knowing my savings contribute to supporting Australian farmers - who work tirelessly to feed our nation - gives real meaning to my banking choices."

 

Bea Duffield

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These testimonials were provided as part of our 2025 Farm2Fork competition, where clients shared why they love banking with Rabobank and supporting Australian farmers.

Support

Rabobank prides itself on delivering exceptional customer service to every client. Our people are ready to listen and help you with any queries you may have about banking with us.

Things you should know & important documents

For full terms and conditions click below

Terms and Conditions

For full Target Market Determination click below

Target Market Determination

*Current 4 month introductory variable rate for new personal customers on balances up to $250,000, commences on the day your BSB & Account number are issued not from when the account is funded. Rate subject to change. Not available where you have opened a Rabobank Online Savings account within the previous 2 years. Different rates apply to SMSF, Business and Trusts customers.

Disclaimer

Any advice provided has been prepared without taking into account your objectives, financial situation or needs. Please consider if this advice is appropriate for you before acting on it.

Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129, AFSL 234 700 is the issuer of the products and services described on this page. For the Notice Saver, please read the product disclosure statement (PDS) at www.rabobank.com.au/support/legal and target market determination (TMD) at www.rabobank.com.au/tmds when considering whether to acquire or to continue to hold the product.

If you have any questions or require any assistance, you can call us on 1800 445 445.

Explore more savings options
PremiumSaver icon
PremiumSaver
Earn a variable rate including bonus interest up to
% P.A.
Percentage

Reward your savings habits with bonus interest

  • No monthly account fees
  • Set up a regular savings plan to help you reach your savings goals
  • Earn bonus interest when you grow your balance by $200 by the last business day of the month (in addition to interest paid into the account) 
Learn More
Term Deposit icon
Term Deposit
1 year term (For balances between $500,000.01 to $2,000,000)
% P.A.
Percentage

Lock in your savings and get a guaranteed return

  • Invest from as little as $1,000 on terms ranging from 1 month to 5 years
  • Loyalty bonus for auto-renewal at least one business day before maturity
  • Early withdrawal conditions apply 
Learn More
Notice Saver icon
Notice Saver
90 day Notice Saver variable rate up to
% P.A.

A smarter way to save, with planned access to your money

  • 31, 60 or 90 day notice options
  • Higher rates for longer notice periods 
  • No account keeping fees
Learn More
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