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A smarter way to save, with planned access to your money
Notice Saver
Up to
%
P.A.*

*Variable rate for 90 day Notice Saver on balances up to $250,000.

Apply Now
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Notice Saver account options
90 Day Notice Saver Account
%
P.A.**  
60 Day Notice Saver Account
%
P.A.**
31 Day Notice Saver Account
%
P.A.**

**Variable rates for balances up to $250,000 and are subject to change

Good for you, good for Australia

The Rabobank Difference

Saving with Rabobank is about more than just great rates. Your savings help us support Australian farmers and agribusinesses, creating a unique connection between savers and the people who help feed our communities. It's a difference you can feel good about.

How does a Notice Saver work

The notice period is the amount of time you have to wait before you can withdraw your funds from your Notice Saver account. You have three Notice Saver accounts to choose from: 31 Day Notice Saver has a 31 day notice period, 60 Day Notice Saver has a 60 day notice period and a 90 Day Notice Saver has a 90 day notice period.

To give notice, you just set up a transfer for the amount you'd like to withdraw in online banking or on our mobile app. Your transfer will automatically happen on the next business day after your notice period has passed. The best part is, you'll still be earning the Notice Saver interest rate right up until your money is withdrawn.

 

Read the terms and conditions and Notice Saver PDS before making investment decisions, available here.

Ready to start saving?

What you will need to open a Rabobank Savings Account:

Personal details

  • Be 18 years old or older
  • Reside in Australia and be an Australian tax resident
  • An Australian bank account in your name of the SMSF with another financial institution 
  • Have a valid form of ID and your personal details
  • A smart device to download our mobile app to access and operate your account

SMSF details

  •  SMSF is currently registered and complying in Australia and has an ABN for tax purposes
  • Have the name and ABN of the SMSF and Tax File Number or exemption of the SMSF
  • Have the full details of company or individual trustees

These testimonials were provided as part of our 2025 Farm2Fork competition, where clients shared why they love banking with Rabobank and supporting Australian farmers.

Support

Rabobank prides itself on delivering exceptional customer service to every client. Our people are ready to listen and help you with any queries you may have about banking with us.

Notice Saver is a new type of savings account that we created that requires you to provide and serve Notice prior to withdrawing your money, so it helps avoid temptation that you might get with instant access to your money.

There are 3 Notice Saver Account product options, which each have a different notice period: 31, 60 and 90 days. The amount of notice you choose to give isn't an investment period, it's just the amount of notice you need to give before making a withdrawal. You'll get the benefit of higher variable interest rates, but unlike a Term Deposit you can top up the balance whenever you like so greater flexibility.

There are absolutely no fees on our Notice Saver Account, its feeless!

A Notice Saver is a savings account, a Term Deposit is a fixed deposit with a fixed rate and period. There are several key differences:

  • The Notice Saver interest rates are variable - a Term Deposit rate is fixed.
  • The rates offered on the Notice Saver are tiered like our HISA, i.e. different rates apply to different portions of your balance e.g. 0-$250k, $250k - $1m, $1m+.
  • Notice Saver offers access to your money after the required notice period - a Term Deposit has a fixed investment period.
  • Notice Saver allows you to deposit money into the account whenever you like - A Term Deposit does not.
  • Notice Saver allows you to deposit funds as often as you like
  • You cannot break early

Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.

We'll always let you know when the interest rates change.

Interest is calculated daily and paid into your Notice Saver Account on the first day of every month. You can also redirect the interest so that it is credited to either your High Interest Savings Account, Notice Saver or your Purpose Saver account.

Unfortunately we can't release your funds early. You will need to serve a Notice period and access your funds at maturity. We recommend that you maintain some funds in at-call Savings account (HISA) in case you need funds in a hurry.

For Customers suffering financial hardship you can apply for early release of your funds. Please note that you will need to complete a statutory declaration as proof of your financial hardship. Please contact our Customer Experience Centre for more information.

Yes, you can download and register the Rabobank Online Savings app on up to 5 devices. 

Things you should know & important documents

For full terms and conditions click below

For full product disclosure statement click below

For full target market determination click below

* Rate shown is for SMSF 90 Day Notice Saver only, different rates available for 31 and 60 Day as well as Personal, Business and Trust customers. Rates are variable and subject to change. Please read the terms and conditions and Notice Saver PDS before making investment decisions.

Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700 is the issuer of the products and services described on this page. Any advice provided is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Consider the relevant disclosure documents and terms and conditions for these products, including the Product Disclosure Statement for the Notice Saver Account (all available at www.rabobank.com.au, Rabobank branches or by calling 1300 30 30 33) along with your personal objectives, financial situation and needs before making any financial decisions.