Just a heads up, our Internet and Mobile Banking will be offline for scheduled maintenance between 10:00 pm on Saturday, 25th of May to 8:00 am on Sunday, 26th of May 2024.
We apologise for any inconvenience. If you’d like to speak to us, we’re available Monday to Friday 6:00 am to 8:00 pm (AEST) on 1800 445 445.

Please note from 15 March 2024 any Australian Variable Rate changes to the All in One - Regulated Loan Standard Line of Credit will be made available on our website and in The Australian newspaper and any changes to the credit fees and charges to the All in One - Regulated Loan Standard Line of Credit will be communicated to you in writing and made available on our website click here for more information.

Rabobank warns of an increased risk of scam and fraudulent activity including fictitious emails regarding fake Rabobank Term Deposits. Protect yourself online https://www.rabobank.com.au/security

High Interest Savings Account

Earn a fresh % p.a. on your savings*

Grow your savings with our High Interest Savings Account that offers flexibility and easy access to your money.

Feel good knowing your savings help support our local farmers to grow the food we enjoy every day.

High Interest Savings Account

Earn a fresh % p.a. on your savings*

Grow your savings with our High Interest Savings Account that offers flexibility and easy access to your money.

Feel good knowing your savings help support our local farmers to grow the food we enjoy every day.

*Current 4 month introductory variable rate for new personal customers on deposits up to $250,000. Rate subject to change. Read our terms & conditions before making investment decisions.

The Offer

EARN

%

 

P.A*

variable rate on your first $250,000

  • Bonus introductory variable rate for the first 4 months (up to $250,000)
    *(if applicable), commences on the day your BSB & Account number are issued.
  • Ongoing high interest rate to keep your savings growing & you reaching your goals faster
  • No need to change your everyday banking
  • Three tiers of interest based on your balance
  • Supporting Aussie farmers with every dollar you save

*Current 4 month introductory variable rate for new personal customers on deposits up to $250,000, commences on the day your BSB & Account number are issued not from when the account is funded. Rate subject to change. Not available where you have closed a Rabobank Online Savings account within the previous 2 years.

The Benefits

No account keeping fees

No minimum balance

Interest paid monthly

Online and mobile banking

The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.

Apply Now

EARN

%

 

P.A*

variable rate on your first $250,000.

  • The 4 month introductory variable rate (up to $250,000) is a great way to kick-start your savings

*Current 4 month introductory variable rates for new personal customers on deposits up to $250,000. Rate subject to change.

Read our terms & conditions before making investment decisions. 
The Target Market Determination for High Interest Savings Account is available here.

For more information about these awards please visit Mozo and Canstar.

HISA intro variable rates

 Interest rate (% p.a.)
4 month additional variable rate

%

Standard variable rate

%

Total intro rate

%

EARN

%

 

P.A*

variable rate on your first $250,000.

  • The 4 month introductory variable rate (up to $250,000) is a great way to kick-start your savings

*Current 4 month introductory variable rates for new SMSF customers on deposits up to $250,000. Rate subject to change.

Read our terms & conditions before making investment decisions. 
The Target Market Determination for High Interest Savings Account is available here.

HISA intro variable rates

BalanceInterest rate (% p.a.)
4 month additional variable rate

%

Standard variable rate

%

Total intro rate

%

EARN

%

 

P.A*

variable rate on your first $250,000.

  • The 4 month introductory variable rate (up to $250,000) is a great way to kick-start your savings

 

*Current 4 month introductory variable rates for new SMSF customers on deposits up to $250,000. Rate subject to change.

Read our terms & conditions before making investment decisions. 
The Target Market Determination for High Interest Savings Account is available here.

HISA intro variable rates

BalanceInterest rate (% p.a.)
4 month additional variable rate

%

Standard variable rate

%

Total intro rate

%

100% of your money deposited with us funds Aussie farmers and agribusinesses to bring food to our tables. Such as the Andreazza’s who produce the soft wheat that makes Tim Tams.

 

The most commonly asked questions

The High Interest Savings Account (HISA) is our primary account which all customers are required to have when combined with any of our Online Savings accounts or Term Deposits. It is a variable rate product, with no fees, no minimum balance requirements and no minimum term. You can transfer money any time between your Linked account with your other bank and your HISA using either the BSB and account number or our direct debit option to transfer money in from your nominated linked account once it has been verified. From your HISA you can also instantly transfer funds into any of your other Online Savings accounts or to open Term Deposits. 

Customers can only open one HISA per entity type (individual, joint and SMSF). If you have more funds to invest and would like to maximise your interest we have a range of savings products that may meet your needs. More information about these products can be found on our website. 

Interest is calculated daily on the available account balance and paid monthly. There are three tiers and the HISA interest rate offered depends on your account balance. These tiers apply to all personal, joint and SMSF accounts; 

Tier 1: for account balances up to $250,000
Tier 2: on the portion of your balance between $250,001 and $1million
Tier 3: on the portion of your account balance which is above $1million

Click here to check current personal interest rates or Click here to check current SMSF interest rates.

To see exactly how much interest you're earning, log in to Internet Banking and click ‘view rates’ next to your High Interest Savings Account on the home page.

No. Customers can only open one HISA account. If you have a more funds to invest and would like to maximise your interest we have a range of savings products that may meet your needs. More information about these products can be found on our website. 

Absolutely, we offer an introductory variable rate for new SMSF customers. Different introductory variable rates apply to SMSF and Personal customers. 

Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.

We'll always let you know when the interest rates change.

Interest is calculated daily throughout the month and is paid into your High Interest Savings Account at the end of each month. You can see the amount of interest you have earned for the previous month on the next months account statement or transaction history.

Yes, you can download and register the Rabobank Online Savings Mobile App on as many devices as you need to.

You’ll need your customer number and Digipass to register the first time, and the steps are the same as logging in to internet banking.

You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 6am and 8pm.

You can also transfer funds into any of your HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.