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Trust Rabobank Online Savings Rates

High Interest Savings Account*

Information last updated on

Balance4 Month Introductory Variable Rate (% p.a.^)Standard Variable Rate (% p.a.)
Up to $250,000%%
$250,001 to $1,000,000N/A%
Over $1,000,000N/A%

^Available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is variable and subject to change at any time.

*Rates are applicable to Trust accounts only.

Notice Saver*

Information last updated on

Balance31 days notice period (% p.a.)60 days notice period (% p.a.)90 days notice period (% p.a.)
Up to $250,000%%%
$250,001 to $2,000,000%%%
Over $2,000,000%%%

*The above Notice Saver interest rates are variable. Rates are applicable to Trust accounts only.

PremiumSaver*

Information last updated on

BalanceBalance increased by $200 a month (% p.a.)Balance not increased by $200 a month (% p.a.)
Up to $250,000%%
$250,001 to $1,000,000%%
Over $1,000,000%%

*The above PremiumSaver interest rates are variable. Rates are applicable to Trust accounts only.

Term Deposits*

Information last updated on

From $1,000 to $2,000,000

Term$1,000 - $100,000$100,000.01 - $500,000$500,000.01 - $2,000,000
1 month%%%
3 months%%%
6 months%%%
9 months%%%
1 year%%%
15 months^%%%
18 months^%%%
2 years%%%
3 years%%%
4 years%%%
5 years%%%

*The table above displays the rate applicable to Term Deposits with terms:

  •     up to 1 year with interest paid at maturity;
  •     ^for 15 month and 18 month terms with interest paid quarterly; and
  •     from 2 years to 5 years where interest is paid annually.

Monthly interest payments are available on all terms from 1 year to 5 years, in which case the applicable interest rate will be offered at 0.15% p.a. below the rates listed in the table above. Monthly interest for 15 and 18 month terms are 0.05% below the rates listed in the table above.

Quarterly interest payments are available on all terms from 1 year to 5 years, at 0.10% p.a. below rates listed in the table above.

Semi-annual interest payments are available on some terms from 1 year to 5 years, at 0.05% p.a. below the rates listed in the table above. Semi-annual interest rates for 18 months is 0.05% above the rate displayed in the table above. Semi-annual interest payment is not available for the 15 month term.

For Term Deposits with terms less than 12 months, interest is paid at maturity at the rate displayed in the table above.

A 0.10% loyalty bonus applies in addition to the above rates when a Term Deposit is automatically re-invested.

Please contact our Relationship Deposits Team here for investment balances above $2,000,000.

Purpose Saver Account*

Information last updated on

BalanceStandard Variable Rate (% p.a.)
All Balances%

*The above Purpose Saver interest rates are variable. Rates are applicable to Trust accounts only.

Australian Financial Awards 20
Canstar 2023 - 2024 - Outstanding Value Savings Accounts
Mozo Experts Choice Awards 2023 - SMSF Savings Bank of the year
Mozo Experts Choice Awards 2023 - Kick Start Savings
Mozo Experts Choice Awards 2023 - Term Deposit
Mozo Experts Choice Awards 2024 - Term Deposit
Mozo Experts Choice Awards 2024 - Kick Start Savings
Money Magazine Winner 2025
Australian Financial Awards 20
Canstar 2023-2024 - Outstanding Value - Savings Accounts
Mozo Experts Choice Awards 2023 - SMSF Savings Bank of the year
Mozo Experts Choice Awards 2023 - Kick Start Savings
Mozo Experts Choice Awards 2023 - Term Deposit
Mozo Experts Choice Awards 2024 - Term Deposit
Mozo Experts Choice Awards 2024 - Kick Start Savings
Money Magazine Winner 2025

Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700 is the issuer of the products and services described on this page. Any advice provided is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Consider the relevant disclosure documents and terms and conditions for these products, including the Product Disclosure Statement for the Notice Saver Account (all available at www.rabobank.com.au, Rabobank branches or by calling 1300 30 30 33) along with your personal objectives, financial situation and needs before making any financial decisions.