Just a heads up, our Internet and Mobile Banking will be offline for scheduled maintenance between 10:00 pm on Saturday, 25th of May to 8:00 am on Sunday, 26th of May 2024.
We apologise for any inconvenience. If you’d like to speak to us, we’re available Monday to Friday 6:00 am to 8:00 pm (AEST) on 1800 445 445.

Please note from 15 March 2024 any Australian Variable Rate changes to the All in One - Regulated Loan Standard Line of Credit will be made available on our website and in The Australian newspaper and any changes to the credit fees and charges to the All in One - Regulated Loan Standard Line of Credit will be communicated to you in writing and made available on our website click here for more information.

Rabobank warns of an increased risk of scam and fraudulent activity including fictitious emails regarding fake Rabobank Term Deposits. Protect yourself online https://www.rabobank.com.au/security

100% of deposits fund Australian agribusiness

Rabobank Farm Deposit Accounts

Grow with the bank that grows farmers

"We worked closely with the local team in Rockhampton as well as the deposits team in head office and they were all very committed to understanding what was going to work best for the family."

Peter Newman, Clermont, QLD.

Farm Management Deposits

We’re a bank founded by farmers, so we know first-hand how cash flow can vary from year to year.

To help smooth out the seasons, and ensure you make the most of your income there's the Farm Management Deposit account.

This enables you to set aside surplus pre-tax income from profitable seasons to help out in leaner times. Any amount from $1,000 to $800,000 can be invested, with both variable and fixed rate options.

Who can apply:

  • Suitable for farmers (individual primary producers)¹

Top benefits:

  • Reduce your cash flow risk
  • Build a financial buffer
  • Enjoy significant tax benefits

Apply for a Deposit Account

To apply for a Farm Management Deposit simply:

  1. Click on Download Application and save the PDF to your chosen folder.
  2. Go to the chosen folder and open the saved PDF.
  3. Print and complete the form.
  4. Sign and return the form with any required documents.

If you’re unable to open the PDF, please download and install the latest version of Adobe Reader, then open the downloaded application from PDF in Adobe Reader. 

If you need assistance, please call 1300 30 30 33


Variable rate option gives you:

Fixed rate option gives you:

  • fixed interest rate for between 30 days to two years
  • Interest paid either on maturity (short term) or quarterly, half yearly or yearly (long term)

Cash Management Accounts

The Rabobank Cash Management account makes it easy to manage your day-to-day money and save at the same time.

It’s a great combination of flexible self service and a competitive interest rate.

Who can apply:

  • Suitable for farmers and/or food & agribusinesses only

Top benefits:

  • Your cash reserves can keep growing but you can still get your hands on your money when you need it
  • Manage your cash flow from one account – pay salaries or suppliers anywhere in the world with a simple transfer

Main features:

  • Competitive interest rate
  • Internet banking, mobile banking, Debit Card, EFTPOS, ATM and BPAY available
  • Make multiple payments in one go
  • No account keeping fees (as long as minimum balance is maintained)

Term Deposits

With a Term Deposit, you can make the most of your money with fixed returns to maximise your savings.

Who can apply:

  • Suitable for farmers and/or food & agribusinesses only

Top benefits:

  • Low risk investment with a guaranteed return on your money
  • Short and long term options to match your goals

Main features:

  • Start with as little as $5,000
  • Terms from 1 month to 5 years
  • Tiered interest structure options to give you maximum returns or help your cash flow
  • Interest available monthly, quarterly, half-yearly or annually

Call Deposits

This at-call deposit account gives you an easy way to invest extra cash, while still being able get your hands on it anytime you need it.

Who can apply:

  • Suitable for farmers and/or food & agribusinesses only

Top benefits:

  • Your funds are at call
  • Competitive interest rates to keep your cash reserves growing

Main features:

  • Start with as little as $5,000
  • No account fees or services charges (government taxes may apply)
  • Interest is calculated daily, credited monthly and compounded for maximum investment growth

Online Savings (RaboDirect)

Feel good about your savings

Saving with Rabobank not only helps you achieve your savings goals, you’re also helping Aussie farmers grow. That’s because your deposits saved with us goes to support local farmers bring food to our tables.

Who can apply:

  • Anyone who wants to grow their savings, and support Aussie farmers too!

Top benefits:

Plus get email and phone support from our friendly, award winning team in Sydney.

Financial Claims Scheme

From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per authorised deposit-taking institution.

This $250,000 cap is combined and therefore is applicable to the aggregate of all deposit account balances held by one person across Rabobank deposits including:

  • Rabobank Call Deposits
  • Rabobank Term Deposits
  • Rabobank Cash Management Account
  • Rabobank Farm Management Deposits
  • Rabobank All In One Credit Only (excludes credit funds held in an All In One loan)

  • Rabobank Online Savings High Interest Savings Account
  • Rabobank Online Savings Purpose Saver
  • Rabobank Online Savings PremiumSaver
  • Rabobank Online Savings Term Deposits
  • Rabobank Online Savings Notice Saver

Information on the Financial claims scheme is available on the FCS website – www.fcs.gov.au.

Unless otherwise specified, the products and services described on this website are issued by Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700. Any advice provided on this website is general in nature and will not take into account any of your objectives, financial situations or needs. You should consider your personal objectives, financial situation and needs, together with the relevant Terms and Conditions and/or Product Disclosure Statements, before making any decisions in relation to any of our products. Fees and charges may apply.

1Eligibility requirements and other conditions apply to Farm Management Deposits (FMD). Please read the FMD Application Form and Terms and Conditions for further details. Target Market Determinations for products are available at www.rabobank.com.au/tmds. Rabobank recommends you ask your tax adviser or accountant about any taxation implications before investing in an FMD.
2Registered to BPAY® Pty Ltd ABN 69 079 137 518.