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*The interest rate displayed includes the variable base rate and variable bonus rate for Business accounts up to $250,000. Bonus interest rate eligibility criteria applies.
*Applicable for Business accounts up to $250,000. Bonus interest applies when your closing balance on the last Business Day of the month is at least $2,000 greater than the balance as at the start of the month (in addition to any interest paid into the account).
Make sure your closing balance on the last business day of the month is at least $2,000 higher than it was at the start of the month. This is in addition to any interest paid.
To keep things running seamlessly, we suggest depositing the required funds a few days early, as incoming payments may take up to three business days to clear.
If you meet these steps, you’ll earn bonus interest for the month (and will be paid to you on the first day of the following month).
Rabobank’s Online Savings Business Account is currently available to proprietary companies, sole traders and partnerships, that meet specific eligibility criteria.
Expand the relevant sections below to find out more.
To be eligible as a Company, the business must:
To be eligible as a Partnership, the partnership must:
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You can check how much you need to grow your balance to earn bonus interest for the month within internet banking and the mobile app.
From your mobile app…click on PremiumSaver, then click on ‘View account details’ and there will be a message highlighting the amount (in addition to any interest paid into the account) you will need to increase your balance by.
From internet banking.. click on PremiumSaver and then click on ‘Rates & Details’ and there will be a message highlighting the amount you will need to increase your balance by.
An example of the mobile app screen for PremiumSaver:
You can transfer funds into your Rabobank PremiumSaver using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 6am and 8pm.
You can also transfer funds into any of your Rabobank Online Savings accounts including HISA and PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.
A business day is a day excluding a Saturday, Sunday or national public holiday. To earn bonus interest your PremiumSaver must grow by at least $200 (or $2,000 if you have a business account) by the last business day of the month (in addition to any interest paid into the account ). For example, if the 30th of June (last day of the month) is on Saturday then you will need to grow your balance by the end of Friday the 29th of June.
Yes, interest rates for our PremiumSaver, High Interest Savings Account, Purpose Saver and Notice Savers are variable and may change. Our Term Deposits have fixed rates.
We'll always let you know when our variable interest rates change.
Cut off times
Before 6pm (AEST/AEDT) - processed same day and will be received within 1 – 2 business days.
After 6pm (AEST/AEDT) - processed next business day.
Weekends and national public holidays - processed next business day.
Clearance times
If transferring funds to an external bank account before 6pm (AEST/AEDT), the funds will usually appear in that account within 1 – 2 business days.
Direct credits received from another financial institution are usually received and available within 1-3 business days.
For full terms and conditions click below
For full Target Market Determination click below
* The interest rate displayed includes the variable base rate and variable bonus rate which applies when your closing balance on the last Business Day of the month is at least $2,000 greater than the balance as at the start of the month (in addition to any interest paid into the account). Different rates and eligibility criteria for Personal, SMSF, and Trusts entities.
For examples on bonus interest rate eligibility please refer to the FAQs provided above.
Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700 is the issuer of the products and services described on this page. Any advice provided is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Consider the relevant disclosure documents and terms and conditions for these products, including the Product Disclosure Statement for the Notice Saver Account (all available at www.rabobank.com.au, Rabobank branches or by calling 1300 30 30 33) along with your personal objectives, financial situation and needs before making any financial decisions.
