All In One - Regulated Loan Standard Line of Credit Australian Variable Rate Change available here. 

A meaningful savings option for your SMSF

Choose from a range of Savings Accounts to support your SMSF’s cash strategy and feel good knowing your deposits help Australian farmers

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Good for you, good for Australia

The Rabobank Difference

Saving with Rabobank is about more than just growing your balance.

As a specialist food and agribusiness bank, we have a long-standing commitment to supporting Australian farmers and agribusinesses, creating a meaningful connection to the people and industries that help feed our communities.

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Find the savings account right for you
HISA icon
High Interest Savings Account
4 month intro variable rate up to
% P.A.^
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Get the most out of every dollar you save

  • 4 month intro rate on balances up to $250,000 for new customers
  • No minimum opening balance
  • Continue using your everyday transaction banking
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PremiumSaver icon
PremiumSaver
Earn a variable rate including bonus interest up to
% P.A.*
Percentage

Reward your savings habits with bonus interest

  • No monthly account fees
  • Set up a regular savings plan to help you reach your savings goals
  • Earn bonus interest when you grow your balance by $200 by the last business day of the month (in addition to interest paid into the account) 
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Term Deposit icon
Term Deposit
1 year term (For balances between $500,000.01 to $2,000,000)
% P.A.**

Lock in your savings and get a guaranteed return

  • Invest from as little as $1,000 on terms ranging from 1 month to 5 years
  • Loyalty bonus for auto-renewal at least one business day before maturity
  • Early withdrawal conditions apply 
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Notice Saver icon
Notice Saver
90 day Notice Saver variable rate up to
% P.A.#

A smarter way to save, with planned access to your money

  • 31, 60 or 90 day notice options
  • Higher rates for longer notice periods 
  • No account keeping fees
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Explore Our Award-Recognised Savings Products

2026 Money magazine Best-Value SMSF Savings Account (SMSF PremiumSaver) I 2025 Mozo Experts Choice Award Winner (SMSF High Interest Savings Account). For more information about these awards please visit Mozo and Money Magazine. 

Hear from our customers
Kate Adams

“I can see our savings growing, and with my brother and his family still on the family farm in Walgett, I know I’m helping farmers on the ground which is a really unique point of difference Rabobank offers.” 

 

Kate Adams

Jennifer Brew

“Since my husband and I have been retired, we look for better returns on our investments so that we can keep up the lifestyle we enjoy, and when it came time for us to reinvest, Rabobank was offering good rates, so we took advantage of the offer and joined.”

 

Jennifer Brew

Phoebe B

“Australian farmers need all the support they can get. It's hard living off the land, and climate change is making it even harder. Banking with Rabo makes me feel like I am helping in my small way, to supporting the farmers that grow our food, care for the animals that supply raw fibre and nurture the land.” 

 

Phoebe B

Ruth Lawrence

“Rabobank offers online easy saving accounts for the everyday person. A savings account I can trust keeps me informed, easy to use and supports our farmers to help give us our food.”

 

Ruth Lawrence

Anne de Champlain

“I started saving with Rabobank because I liked that it supported farmers, and the rates also support my savings goals, I also found the customer service good and it's great to have an alternative to the big banks.”

 

Anne de Champlain

Bea Duffield

“Knowing my savings contribute to supporting Australian farmers - who work tirelessly to feed our nation - gives real meaning to my banking choices."

 

Bea Duffield

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These testimonials were provided as part of our 2025 Farm2Fork competition, where clients shared why they love banking with Rabobank and supporting Australian farmers.

Learn more about Rabobank

Meet the Rabo farmers your savings help

Hear firsthand stories from Australian farmers and discover how your savings contribute to helping them grow their businesses and communities.

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Make every grocery dollar count

Discover simple ways to reduce food waste and stretch your budget with expert tips and savings hacks from our partner, Saveful.

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George the Farmer

Investing in stronger rural communities

Discover how the Rabo Community Fund is helping support projects that create lasting impact across regional Australia.

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Support

Rabobank prides itself on delivering exceptional customer service to every client. Our people are ready to listen and help you with any queries you may have about banking with us.

Important things you should know

^Current 4 month introductory variable rate for new SMSF customers on deposits up to $250,000. Rate subject to change. Different rates apply to Personal (Individual & Joint), Business and Trust customers.

*The interest rate displayed includes the base rate and bonus rate which applies when your closing balance on the last Business Day of the month is at least $200 greater than the balance as at the start of the month (in addition to any interest paid into the account). Different rates and eligibility criteria for Personal (Individual & Joint), Business and Trust entities. For base rates, please refer to the rates page.

**Interest paid annually. Early termination fees apply. Excludes 0.10% loyalty bonus.

#Rates are variable and subject to change. Please read the terms and conditions and Notice Saver PDS before making investment decisions.

Disclaimer

Any advice provided has been prepared without taking into account your objectives, financial situation or needs. Please consider if this advice is appropriate for you before acting on it.

Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129, AFSL 234 700 is the issuer of the products and services described on this page. For the Notice Saver, please read the product disclosure statement (PDS) at www.rabobank.com.au/support/legal and target market determination (TMD) at www.rabobank.com.au/tmds when considering whether to acquire or to continue to hold the product.

If you have any questions or require any assistance, you can call us on 1800 445 445.