Internet and Mobile Banking will be offline for scheduled maintenance from 3am to 4am on Sunday 6th October 2024 and 5pm Friday 11th October to 4am Monday 14th October 2024.

 To avoid inconvenience during the outage, we encourage clients to finalise critical banking tasks in advance. Thank you for your patience while we upgrade our systems.

Our communication platform will be offline for scheduled maintenance from 8pm to 11pm on 8th October 2024. There will be minor disruptions to customers receiving SMS verification codes during this time.

100% of deposits support Australian agribusiness

Rabobank Farm Deposit Accounts

Grow with the bank that grows farmers

"We worked closely with the local team in Rockhampton as well as the deposits team in head office and they were all very committed to understanding what was going to work best for the family."

Peter Newman, Clermont, QLD.

Farm Management Deposits

We’re a bank founded by farmers, so we know first-hand how cash flow can vary from year to year.

To help smooth out the seasons, and ensure you make the most of your income there's the Farm Management Deposit account.

This enables you to set aside surplus pre-tax income from profitable seasons to help out in leaner times. Any amount from $1,000 to $800,000 can be invested, with both variable and fixed rate options.

Who can apply:

  • Suitable for farmers (individual primary producers)¹

Top benefits:

  • Reduce your cash flow risk
  • Build a financial buffer
  • Enjoy significant tax benefits

Apply for a Deposit Account

To apply for a Farm Management Deposit simply:

  1. Click on Download Application and save the PDF to your chosen folder.
  2. Go to the chosen folder and open the saved PDF.
  3. Print and complete the form.
  4. Sign and return the form with any required documents.

If you’re unable to open the PDF, please download and install the latest version of Adobe Reader, then open the downloaded application from PDF in Adobe Reader. 

If you need assistance, please call 1300 30 30 33

 

Variable rate option gives you:

Fixed rate option gives you:

  • fixed interest rate for between 30 days to two years
  • Interest paid either on maturity (short term) or quarterly, half yearly or yearly (long term)

Cash Management Account

The Rabobank Cash Management account makes it easy to manage your day-to-day money and save at the same time.

It’s a great combination of flexible self service and a competitive interest rate.

Who can apply:

  • Suitable for farmers and/or food & agribusinesses only

Top benefits:

  • Your cash reserves can keep growing but you can still get your hands on your money when you need it
  • Manage your cash flow from one account – pay salaries or suppliers anywhere in the world with a simple transfer

Main features:

  • Competitive interest rate
  • Internet banking, mobile banking, Debit Card, EFTPOS, ATM and BPAY available
  • Make multiple payments in one go
  • No account keeping fees

Term Deposits

With a Term Deposit, you can make the most of your money with fixed returns to maximise your savings.

Who can apply:

  • Suitable for farmers and/or food & agribusinesses only

Top benefits:

  • Low risk investment with a guaranteed return on your money
  • Short and long term options to match your goals

Main features:

  • Start with as little as $5,000
  • Terms from 1 month to 5 years
  • Tiered interest structure options to give you maximum returns or help your cash flow
  • Interest available monthly, quarterly, half-yearly or annually

Call Deposits

The Call Deposit account pays interest on funds and provides you with at-call access.

Who can apply:

  • Suitable for farmers and/or food & agribusinesses only

Top benefits:

  • Your funds are at call
  • Competitive interest rates to keep your cash reserves growing

Main features:

  • Start with as little as $5,000
  • No account fees or services charges (government taxes may apply)
  • Interest is calculated daily and credited monthly

Rabobank Online Savings

Feel good about your savings

Saving with Rabobank not only helps you achieve your savings goals, you’re also helping Aussie farmers grow. That’s because your deposits saved with us goes to support local farmers bring food to our tables.

Who can apply:

  • Anyone who wants to grow their savings, and support Aussie farmers too!

Top benefits:

Financial Claims Scheme

From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per authorised deposit-taking institution.

This $250,000 cap is combined and therefore is applicable to the aggregate of all deposit account balances held by one person across Rabobank deposits including:

  • Rabobank Call Deposits
  • Rabobank Term Deposits
  • Rabobank Cash Management Account
  • Rabobank Farm Management Deposits
  • Rabobank All In One Credit Only (excludes credit funds held in an All In One loan)

  • Rabobank Online Savings High Interest Savings Account
  • Rabobank Online Savings Purpose Saver
  • Rabobank Online Savings PremiumSaver
  • Rabobank Online Savings Term Deposits
  • Rabobank Online Savings Notice Saver

Information on the Financial claims scheme is available on the FCS website – www.fcs.gov.au.

Unless otherwise specified, the products and services described on this website are issued by Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700. Any advice provided on this website is general in nature and will not take into account any of your objectives, financial situations or needs. You should consider your personal objectives, financial situation and needs, together with the relevant Terms and Conditions and/or Product Disclosure Statements, before making any decisions in relation to any of our products. Fees and charges may apply.

1Eligibility requirements and other conditions apply to Farm Management Deposits (FMD). Please read the FMD Application Form and Terms and Conditions for further details. Target Market Determinations for products are available at www.rabobank.com.au/tmds. Rabobank recommends you ask your tax adviser or accountant about any taxation implications before investing in an FMD.
2Registered to BPAY® Pty Ltd ABN 69 079 137 518.