PremiumSaver Account
Be rewarded for your good savings habits and feel good knowing the dollars you save support Aussie farmers.
Earn bonus interest when you grow your account balance by $200 or more before the last business day of each month (excluding interest paid in that month).
* The interest rate displayed includes the base rate and bonus rate for Personal accounts (Individual and Joint) up to $250,000. Bonus interest rate eligibility criteria applies.
PremiumSaver Account
Reward yourself with a higher rate for your good savings habits.
Our PremiumSaver is simple, receive the maximum rate when you grow your balance by at least $200 each month.
And… your savings help our Aussie farmers produce the food we love to enjoy.
The Offer
Earn up to
%
P.A*
Bonus interest variable rate on balances up to $250,000.
- Earn the bonus interest rate when you grow your account balance by $200 or more by the end of the month (excluding interest paid in that month).
- Flexibility to access your funds when needed.
- Supporting Aussie farmers with the dollars you save.
* The interest rate displayed includes the base rate and bonus rate which applies when your closing balance on the last Business Day of the month is at least $200 greater than the balance as at the start of the month (excluding interest paid in that month). Different rates and eligibility criteria for SMSF, Business and Trust entities.
For examples on bonus interest rate eligibility please refer to the FAQs provided below.
Check the rates page for applicable rates for PremiumSaver account.
The Benefits
No account keeping fees
No minimum balance
Interest paid monthly
Online and mobile banking
The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.
Apply Now
- PERSONAL >
- SMSF >
Earn up to
%
P.A*
Maximum Personal variable rate on balances up to $250,000.
PremiumSaver maximum Personal rates*
| Balance | Interest rate (% p.a.) |
| Up to $250,000 | % |
| $250,001 to $1,000,000 | % |
| Over $1,000,000 | % |
*The interest rate displayed includes the base rate and bonus rate which applies when your closing balance on the last Business Day of the month is at least $200 greater than the balance as at the start of the month (excluding interest paid in that month).
Check the rates page for base rates applicable to Personal account balances.
The Target Market Determination for PremiumSaver is available here. For more information about the Finder award please visit the Finder website.
Earn up to
%
P.A#
Maximum SMSF variable rate on balances up to $250,000.
PremiumSaver maximum SMSF rates#
| Balance | Interest rate (% p.a.) |
| Up to $250,000 | % |
| $250,001 to $2,000,000 | % |
| Over $2,000,000 | % |
#Bonus interest applies when your closing balance on the last Business Day of the month is at least $200 greater than the balance as at the start of the month (excluding the interest paid in that month).
Check the rates page for base rates applicable to SMSF account balances.
The Target Market Determination for PremiumSaver is available here. For more information about awards please visit Money Magazine and Mozo websites.
“It was a no brainer for me to put my money into a place that was helping farmers out”
Kristy Felton
The most commonly asked questions
You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 6am and 8pm.
You can also transfer funds into any of your HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.
You will need to increase your balance by at least $200 ($2,000 for businesses) by the last business day of the month.
To make sure you don’t miss out on the PremiumSaver maximum you might like to consider setting recurring payment that direct debits at least $200 from your Linked Account every month. If you set up a recurring payment for the 26th of the month or earlier will ensure that the funds are received by the last business day.
Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.
We'll always let you know when the interest rates change.
Make a savings habit with a PremiumSaver
When you open a new Rabobank account, you'll also automatically get a High Interest Savings Account in your savings portfolio, ready when you need it.
1. Apply using our online form
2. Link your everyday account
3. Get our mobile banking app
4. Start your savings plan
Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700 is the issuer of the products and services described on this page. Any advice provided is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Consider the relevant disclosure documents and terms and conditions for these products, including the Product Disclosure Statement for the Notice Saver Account (all available at www.rabobank.com.au, Rabobank branches or by calling 1300 30 30 33) along with your personal objectives, financial situation and needs before making any financial decisions.
