Term Deposit Accounts
Ripen your savings
Ripen your savings in a Rabobank Term Deposit, offering competitive fixed interest with the choice of 1 month to 5 year terms.
Feel good knowing you are growing your savings with the bank that helps Aussie farmers grow.
Term Deposit Accounts
Ripen your savings
Ripen your savings in a Rabobank Term Deposit, offering competitive fixed interest with the choice of 1 month to 5 year terms.
Feel good knowing you are growing your savings with the bank that helps Aussie farmers grow.
The Offer
EARN
%
P.A*
fixed interest on a 1 year Term Deposit.
- Start with as little as $1,000 and get your interest paid monthly, quarterly, half-yearly or yearly~
- Receive a 0.10% loyalty bonus when you automatically reinvest your Term Deposit before maturity
- You'll automatically get a High Interest Savings Account in your savings portfolio
- Supporting Aussie farmers with every dollar you save
*Interest paid at maturity. Early termination fees apply. Excludes 0.10% loyalty bonus.
~Monthly, quarterly and half yearly interest only applies to terms 12 months or more.
The Benefits
Online and mobile banking
The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.
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- PERSONAL
- SMSF
EARN
%
P.A#
fixed interest on a 1 year Term Deposit.
- Existing customers can login and simply add a Term Deposit to their savings portfolio.
#Interest paid at maturity. Early termination fees apply. Excludes 0.10% loyalty bonus.
Read our terms & conditions before making investment decisions.
The Target Market Determination for Term Deposit is available here.
Term Deposit rates
| Term | Interest rate (% p.a.) |
| Five years | % |
| Four years | % |
| Twelve months | % |
| Nine months | % |
| Six months | % |
EARN
%
P.A#
fixed interest on a 1 year Term Deposit.
- Existing customers can login and simply add a Term Deposit to their savings portfolio.
#Interest paid at maturity. Early termination fees apply. Excludes 0.10% loyalty bonus.
Read our terms & conditions before making investment decisions.
The Target Market Determination for Term Deposit is available here.
Term Deposit rates
| Term | Interest rate (% p.a.) |
| Five years | % |
| Four years | % |
| Twelve months | % |
| Nine months | % |
| Six months | % |
“I couldn’t believe how much the bank actually puts in to the agriculture industry – it’s huge! That really made me proud to be banking with Rabobank.”
The most commonly asked questions
You can open as many Term Deposits as you like with a maximum value of $2 million per term.
Yes, there is a minimum opening deposit of $1,000 for all our Term Deposits.
Yes, there's a max amount of $2m per Term Deposit period
We will notify you prior to maturity advising you of the start and end dates of your grace period. Please ensure your contact details are current so that you will receive these notifications.
For investment periods of less than 1 year, interest is paid on the maturity of the Term Deposit. For investment periods of 1 to 5 years, interest can be paid monthly, quarterly, semi-annually and annually depending on interest payment frequency selected.
Yes, fees are applicable. Please refer to the Terms and Conditions for details.
Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.
We'll always let you know when the interest rates change.
You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 6am and 8pm.
You can also transfer funds into any of your HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.
Yes, you can download and register the Rabobank Online Savings Mobile App on as many devices as you need to.
You’ll need your customer number and Digipass to register the first time, and the steps are the same as logging in to internet banking.
You will receive the term deposit loyalty bonus at rollover when you set your account to automatically reinvest your full deposit amount (the principal) at least one business day prior to the maturity date. You will not be eligible for the loyalty bonus if you withdraw funds at maturity and if your deposit rolls into your at-call savings account.
The 0.10% is automatically applied if you set the term deposit to automatically rollover at maturity for another term. Note that the 0.10% will not apply if the term deposit matures into your at-call savings account and then you open a new term deposit.
