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All In One - Regulated Loan Standard Line of Credit Australian Variable Rate Change available here. 

Enjoy the confidence of a fixed rate

Term Deposit Up to

%
P.A.*

*Fixed interest on a 1 year Term Deposit with interest paid at maturity for balances between $500,000.01 to $2,000,000. Early withdrawal fees apply. 

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    Explore our Term Deposit options
    6 months
    %
    P.A.

    Fixed interest for balances of $500,000.01 to $2,000,000. Interest paid at maturity

    12 months
    %
    P.A.*

    Fixed interest for balances of $500,000.01 to $2,000,000. Interest paid at maturity

    5 years
    %
    P.A.

    Fixed interest for balances of $500,000.01 to $2,000,000. Interest paid annually

    Good for you, good for Australia

    The Rabobank Difference

    Saving with Rabobank is about more than just great rates. Your savings help us support Australian farmers and agribusinesses, creating a unique connection between savers and the people who help feed our communities. It's a difference you can feel good about.

    Ready to start saving?

    What you will need to open a Rabobank Savings Account:

    • Be 18 years old or older
    • Reside in Australia and be an Australian tax resident
    • An Australian bank account in your name with another financial institution 
    • Have a valid form of ID and your personal details
    • A smart device to download our mobile app to access and operate your account

    An award‑winning high interest savings account

    A high interest account without ongoing conditions, awarded by Mozo for helping you start and grow your savings with confidence.

    2022 – 2025 Mozo Experts Choice Award winner for Term Deposits. For more information about the award please visit Mozo.

    These testimonials were provided as part of our 2025 Farm2Fork competition, where clients shared why they love banking with Rabobank and supporting Australian farmers.

    Need to withdraw funds early?

    To withdraw your Term Deposit funds before maturity you’ll need to provide us with 31 days’ notice and pay an early withdrawal fee. Find out more here. 

    Support

    Rabobank prides itself on delivering exceptional customer service to every client. Our people are ready to listen and help you with any queries you may have about banking with us.

    Term deposits offer fixed interest rates so your rate will not change during the term. After your term deposit matures and if it is reinvested the new rate may be different. For current interest rates, please visit the relevant entity's interest rates page via the website menu.

    It is a condition of these Term Deposits that a 31 day notice period apply. The product has been designed in this way in order to obtain certain treatment under banking regulations governing how banks manage their cashflows and liquidity.

    Things you should know & important documents

    For full terms and conditions click below

    For full target market determination click below

    For full rollover information click below

    For full information about accessing Term Deposit funds click below

    *Interest rate shown apply to Term Deposits where interest is paid at maturity. If you choose to have interest paid more monthly, quarterly or half yearly, the applicable rate will be lower. Excludes 0.10% loyalty bonus. Early termination fees apply. 

    **A 0.10% loyalty bonus applies when a Term Deposit you choose to automatically reinvest at least one business day before maturity.

    ~Interest paid at maturity for terms up to 12 months. Annual interest payments are available on terms of 2, 3, 4 and 5 years. Semi-annual interest payments are available on terms of 18 months, 1, 2, 3, 4 and 5 years. Quarterly interest payments are available on terms of 15 and 18 months, 1, 2, 3, 4 and 5 years. Monthly interest payments are available on terms of 18 months, 1, 2, 3, 4 and 5 years. 

    To withdraw your Term Deposit funds before maturity you’ll need to provide us with 31 days’ notice and pay an early withdrawal fee.

    Disclaimer

    Any advice provided has been prepared without taking into account your objectives, financial situation or needs. Please consider if this advice is appropriate for you before acting on it.

    Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129, AFSL 234 700 is the issuer of the products and services described on this page. For the Notice Saver, please read the product disclosure statement (PDS) at www.rabobank.com.au/support/legal and target market determination (TMD) at www.rabobank.com.au/tmds when considering whether to acquire or to continue to hold the product.

    If you have any questions or require any assistance, you can call us on 1800 445 445.