All In One account | Rural Transaction & Loan

Freedom to pay down debt in good times with no penalties if you repay your variable rate loan early
Ability to access capital quickly by redrawing funds when you need them
Flexibility to adjust your repayments to alleviate any cash-flow pressures
Range of interest rates can be fixed online or by phone on any portion of the loan for 1 month to 5 years (with no further documentation) including forward bookings, giving you greater control over your interest rate risk
Choice of phone, online banking and mobile banking, plus VISA Debit Card facilities
Multiple All In One accounts are available

Easier reduction of core debt Save time transferring money between accounts and reduce interest as income automatically goes against debt, reducing your loan balance.
More control It’s self managed, essentially acting like a revolving line of credit.
Easier to manage Removes the need to apply for and manage individual loans.
Ideal for cash flow management and maximising efficiency of busy, time poor farmers.
Pay interest when it suits Interest payments can be timed to suit your peak income periods with no minimum repayment as long as you remain within your loan limit.
Ability to plan long term with an interest-only loan period of up to 15 years.

All In One