Just a heads up, our Internet and Mobile Banking will be offline for scheduled maintenance between 10:00 pm on Saturday, 22nd of June to 6:00 am on Sunday, 23rd of June 2024.
We apologise for any inconvenience. If you’d like to speak to us, we’re available Monday to Friday 6:00 am to 8:00 pm (AEST) on 1800 445 445.

Please note, new future dated direct debits are currently unavailable for Rabobank Online Savings. Existing future dated direct debits or one-off direct debits will take place as requested. 

Please note from 15 March 2024 any Australian Variable Rate changes to the All in One - Regulated Loan Standard Line of Credit will be made available on our website and in The Australian newspaper and any changes to the credit fees and charges to the All in One - Regulated Loan Standard Line of Credit will be communicated to you in writing and made available on our website click here for more information. 

Rabobank warns of an increased risk of scam and fraudulent activity including fictitious emails regarding fake Rabobank Term Deposits. Protect yourself online https://www.rabobank.com.au/security



Your recipe for EOFY


With the end of financial year fast approaching, a Rabobank Farm Management Deposit could be just the recipe for your business. No doubt, like many farmers you worry about the impact seasonal variability can have on your year-to-year cash flow. A Farm Management Deposit enables you to smooth out your surplus pre-tax income for when you need it most, giving you peace of mind in leaner years.





Enjoy tax benefits

Your investments in our Farm Management Deposits are fully tax deductible in the year of deposit and only taxable in the year of withdrawal. This allows you to reduce your taxable income and reserve the funds for when they are needed most. (Deposits must be held for a minimum of 12 months to qualify for these tax benefits).

Reduce your cash flow risk

We’re a bank founded by farmers for farmers, so we know first-hand how cash flow can vary from year to year. Our Farm Management Deposits can help to smooth out the seasons by enabling you to set aside surplus pre-tax income from bumper years to help out in leaner times. 

Build a financial buffer

A Rabobank Farm Management Deposit is like saving for a non-rainy day! By building a buffer, a Farm Management Deposit acts as an important risk management tool.   

Zero transaction or account service fees

Our Farm Management Deposit has no transaction fees or service charges (government taxes may still apply).  

... and your money is in safe hands

Three Easy Steps

Step 1

Any amount from $1,000 and $800,000 can be invested with both variable and fixed rate options.


Step 2

Choose variable or fixed rate options, or both to open few accounts.

Fixed rate option gives you:

      •  A fixed interest rate for between 30 days to 2 years

      •  Interest paid either on maturity (short term) or quarterly, half yearly or yearly (long term)

Variable rate option gives you

      •  Competitive variable interest rates to earn you daily returns

      •  Access to funds when you need them      


Step 3

Call us on 1800 025 484 for assistance or download the application here.


Rabobank deposit clients



100% of Rabobank deposits support Australian agribusiness, and importantly the livelihoods of Australia farmers and rural communities like yours.

We are absolutely committed to the prosperity of the agricultural industry, and proud to promote clients such as Beechworth Honey and Ashgrove and all the farmers who produce the delicious ingredients for this year’s zesty orange and date scone recipe. 






Rabobank FMDs are issued by Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700. Any advice or tax related information provided is general in nature and should only be used as a guide. You should consider your personal objectives, financial situation and needs along with the Terms and Conditions (and the Target Market Determination) for Rabobank FMDs, available at our branches, by calling 1800 632 113 or visiting here, before making any financial decisions. Ask your tax adviser or accountant about any taxation implications before investing in a FMD. Early termination fees apply and other fees and charges may apply. Any amount from $1,000 to $800,000 can be invested per farmer.

1 Deposits are guaranteed by the Australian Federal Government’s Deposit Financial Claims Scheme, up to a combined cap of $250,000 per account holder per Authorised Deposit-taking Institution applicable to balances across Rabobank and Rabo Online Savings accounts. All deposits help support Australia’s progressive and dynamic agricultural sector by funding rural loans.