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Why Rabobank Farm Management Deposits

Make the most of your income

As a bank founded by farmers, we understand the ups and downs of cash flow throughout the seasons.

Farm Management Deposits (FMDs) are a smart way to manage your finances. They are tax-deductible in the year you make the deposit and generally only taxable when you withdraw the funds. This means you can lower your taxable income now and save the money for when you need it most. Just remember, there are various conditions that must be met to enjoy these tax benefits, including deposits need to be held for at least 12 months.

And here's something you might not know... By choosing a Rabobank Farm Management Deposit, you're supporting the livelihood of Australian farmers. That's because 100% of Rabobank deposits go towards supporting Australian farmers, food, and agribusinesses just like yours.

The Benefits

  • Optimise your income
  • Reduce your cash flow risk
  • Build a financial buffer
  • Enjoy tax benefits
  • Zero transaction or account service fees
  • The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank

How do I apply for a Farm Management Deposit account?

Step 1

Any amount from $1,000 to $800,000 can be invested.

 

Step 2

Choose variable or fixed rate options.

Fixed rate option gives you:

  • A fixed interest rate for between 30 days to 2 years
  • Interest paid either on maturity for terms up to 12 months, or quarterly, semi-annual and annual interest payments available for terms of 1 to 2 years

Variable rate option gives you: 

  • Competitive variable interest rates to earn you daily returns
  • Access to funds when you need them
     

Step 3

A Rabobank Farm Management Deposit can help you make the most of your income, for more information or to open an account, simply call your local branch on 1300 30 30 33.

For more information on Rabobank Farm Deposit Accounts click here. 

Rabobank FMDs are issued by Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700. Any advice or tax related information provided is general in nature and should only be used as a guide. You should consider your personal objectives, financial situation and needs along with the Terms and Conditions (and the Target Market Determination) for Rabobank FMDs, available at our branches, by calling 1800 632 113 or visiting here, before making any financial decisions. Ask your tax adviser or accountant about any taxation implications before investing in a FMD. Early termination fees apply and other fees and charges may apply. Any amount from $1,000 to $800,000 can be invested per farmer.