Notice Saver Up to
*Variable rate for 90 day Notice Saver on balances up to $250,000.
**Variable rates for balances up to $250,000 and are subject to change
How does a Notice Saver work
The notice period is the amount of time you have to wait before you can withdraw your funds from your Notice Saver account. You have three Notice Saver accounts to choose from: 31 Day Notice Saver has a 31 day notice period, 60 Day Notice Saver has a 60 day notice period and a 90 Day Notice Saver has a 90 day notice period.
To give notice, you just set up a transfer for the amount you'd like to withdraw in online banking or on our mobile app. Your transfer will automatically happen on the next business day after your notice period has passed. The best part is, you'll still be earning the Notice Saver interest rate right up until your money is withdrawn.
Read the terms and conditions and Notice Saver PDS before making investment decisions, available here.
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Notice Saver is a new type of savings account that we created that requires you to provide and serve Notice prior to withdrawing your money, so it helps avoid temptation that you might get with instant access to your money.
There are 3 Notice Saver Account product options, which each have a different notice period: 31, 60 and 90 days. The amount of notice you choose to give isn't an investment period, it's just the amount of notice you need to give before making a withdrawal. You'll get the benefit of higher variable interest rates, but unlike a Term Deposit you can top up the balance whenever you like so greater flexibility.
There are absolutely no fees on our Notice Saver Account, its feeless!
A Notice Saver is a savings account, a Term Deposit is a fixed deposit with a fixed rate and period. There are several key differences:
- The Notice Saver interest rates are variable - a Term Deposit rate is fixed.
- The rates offered on the Notice Saver are tiered like our HISA, i.e. different rates apply to different portions of your balance e.g. 0-$250k, $250k - $1m, $1m+.
- Notice Saver offers access to your money after the required notice period - a Term Deposit has a fixed investment period.
- Notice Saver allows you to deposit money into the account whenever you like - A Term Deposit does not.
- Notice Saver allows you to deposit funds as often as you like
- You cannot break early
Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.
We'll always let you know when the interest rates change.
Interest is calculated daily and paid into your Notice Saver Account on the first day of every month. You can also redirect the interest so that it is credited to either your High Interest Savings Account, Notice Saver or your Purpose Saver account.
Unfortunately we can't release your funds early. You will need to serve a Notice period and access your funds at maturity. We recommend that you maintain some funds in at-call Savings account (HISA) in case you need funds in a hurry.
For Customers suffering financial hardship you can apply for early release of your funds. Please note that you will need to complete a statutory declaration as proof of your financial hardship. Please contact our Customer Experience Centre for more information.
Yes, you can download and register the Rabobank Online Savings app on up to 5 devices.
Things you should know & important documents
For full terms and conditions click below
For full product disclosure statement click below
For full target market determination click below
* Rate shown is for Personal 90 Day Notice Saver only, different rates available for 31 and 60 Day as well as SMSF, Business and Trust customers. Rates are variable and subject to change. Please read the terms and conditions and Notice Saver PDS before making investment decisions.
Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700 is the issuer of the products and services described on this page. Any advice provided is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Consider the relevant disclosure documents and terms and conditions for these products, including the Product Disclosure Statement for the Notice Saver Account (all available at www.rabobank.com.au, Rabobank branches or by calling 1300 30 30 33) along with your personal objectives, financial situation and needs before making any financial decisions.
