Online Banking, Online Bank Account | Rabobank AU
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Apply for savings accounts
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Rabobank Online Savings Account Banner 

High Interest Savings Account

Give your savings a boost with our award winning High Interest Savings Account which offers flexibility and easy access to your money.

Feel good knowing your savings help support our local farmers to grow the food we enjoy every day.


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Australian Government Guarantee

The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank

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100% of Rabobank deposits help fund Aussie farmers bring food to our tables

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Featured savings accounts

High Interest Savings Account

Noun Growth

UP TO

2.25%P.A.^

^4 month intro rate for new customers. Subject to change.

Term Deposits

Noun Calendar

1 YEAR TERM

1.75%P.A.*

* Interest paid annually. Early termination fees apply. Excludes 0.10% loyalty bonus.

Noun Calendar


5 YEAR TERM

1.75%P.A.**

** Interest paid annually.
Early termination fees apply. Excludes 0.10% loyalty bonus.

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High Interest Savings Account
Up to

2.25%p.a.^

Get the most out of every dollar you save without changing your everyday bank, helping you save in the most flexible way.

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Premium
Saver
Up to

1.45%p.a.*

Create a smart saving habit and get a higher rate of interest just for increasing your balance by at least $200 each month*.

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Notice
Saver
90 Day Notice Saver up to

1.70%p.a.

Ideal when you don't need instant access to your savings and want to  stay focused on your goals.

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Term
Deposits
1 year term

1.75%p.a.

Lock in your savings and get a guaranteed return. You can start from as little as $1,000 with terms from 1 month to 5 years.

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Our Awards

Rabobank is Australia’s most recommended agribusiness bank

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Call Centre

Our people are ready to listen & help, with 100% of our call centre staff based in Australia

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The most commonly asked questions

Are there any account keeping fees?

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No, we do not charge any account fees on any savings accounts or Term Deposits. Early termination fees apply to Term Deposits.

How do I transfer funds into my Rabobank Online Savings account?

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You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 8am and 7pm.

You can also transfer funds into any of your HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.

Can the interest rate change?

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Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.

We'll always let you know when the interest rates change.

When is the interest rate calculated and paid into my account?

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Interest is calculated daily throughout the month and is paid into your High Interest Savings Account at the end of each month. You can see the amount of interest you have earned for the previous month on the next months account statement or transaction history.

Intro rate - Can the introductory variable rate change or is it fixed?

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The introductory variable rate is variable, which means it is subject to change. 

Intro rate - How does the introductory variable rate work?

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The introductory variable rate is available for accounts opened on or after 15th June for a period of 4 months on balances up to $250,000. 

The portion of account balance greater than $250,000 earns the standard variable rate for that tier.

After the introductory 4 month period, all balances revert to the current standard variable rates on those tiers.

 Please refer to the ‘My Rates’ page for details. 


What is a High Interest Savings Account?

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A High Interest Savings Account is the perfect way to get your dreams back on track. You'll get a great variable rate, plus there are no fees, no minimum balance requirements and no sneaky terms and conditions. You can transfer money any time between your Linked account with your other bank and your High Interest Savings Account (HISA). From your HISA you can instantly transfer funds into any of your other Online Savings accounts.

Can I install the app on more than one phone or tablet?

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Yes, you can download and register the Rabobank Online Savings Mobile Banking App on up to six devices per account.