Deposit rates

Call deposit - all up rates*

Balance	%pa^	Effective annual yield %pa**
$5,000 - $19,999	0.05	0.05
$20,000 - $49,999	0.05	0.05
$50,000 - $99,999	0.10	0.10
$100,000 - $249,999	0.50	0.50
$250,000 - $499,999	0.75	0.75
$500,000 +	Rates negotiable - call 1800 632 113 for firm quotes or talk to a Client Services representative.

 ^calculated on daily principal balance
** Effective annual yields are based on rates remaining constant for 12 months with interest reinvested as it earns and no withdrawals for 12 months.

Short term - all up rates*

Term	$5,000 to $49,999 (%pa)	$50,000 to $249,999 (%pa)	$250,000 +
1 Month	0.95	1.15	Rates negotiable - call 1800 632 113 for firm quotes or talk to a Client Services representative.
2 Month	1.60	1.65
3 Month	2.10	2.10
4 Month	2.00	2.00
5 Month	1.70	1.70
6 Month	2.20	2.20
9 Month	2.25	2.25

 

Long term - all up rates*

Term	$5,000 to $49,999 (%pa)				$50,000 to $249,999 (%pa)				$250,000+
Interest Paid1	M	Q	S	A	M	Q	S	A
1 Year	2.10	2.10	2.15	2.20	2.10	2.10	2.15	2.20	Rates negotiable - call 1800 632 113 for firm quotes or talk to a Client Services representative.
2 Years	2.40	2.40	2.45	2.45	2.40	2.40	2.45	2.45
3 Years	2.60	2.60	2.65	2.70	2.60	2.60	2.65	2.70
4 Years	2.85	2.90	2.95	3.00	2.85	2.90	2.95	3.00
5 Years	3.05	3.10	3.13	3.15	3.05	3.10	3.13	3.15

* Your broker may be paid commission out of this rate. Please contact your broker for details.
¹ Interest on term deposits is payable monthly, quarterly, semi-annually or annually.

Rates are subject to change without notice. Complete terms and conditions are available upon request. No bank charges. Government taxes may apply.

 

Current Farm Management deposits

Variable FMD - all up rates*

Deposit Amount	$1,000 to $99,999 (%pa)	$100,000 to $499,999 (%pa)	$500,000 to $800,000 (%pa)
Rate %pa^	0.10	0.50	0.75

^calculated on daily principal balance

 

Short term FMD - all up rates* 

Term	$1,000 to $99,999 (%pa)	$100,000 to $499,999 (%pa)	$500,000 to $800,000 (%pa)
1 Month	1.20	1.20	1.20
2 Month	1.55	1.55	1.55
3 Month	2.00	2.00	2.00
4 Month	1.80	1.80	1.80
5 Month	2.10	2.10	2.10
6 Month	2.65	2.65	2.65
9 Month	2.50	2.50	2.50

 

Long term FMD - all up rates*

Term	$1,000 to $99,999 (%pa)			$100,000 to $499,999 (%pa)			$500,000 to $800,000 (%pa)
Interest Paid1	Q	S	A	Q	S	A	Q	S	A
1 Year	2.40	2.45	2.50	2.40	2.45	2.50	2.40	2.45	2.50
2 Year	2.40	2.45	2.50	2.40	2.45	2.50	2.40	2.45	2.50

* Your broker may be paid commission out of this rate. Please contact your broker for detail.
¹ Interest on Long Term FMDs is payable quarterly, semi-annually or annually.
Rates are subject to change without notice. Complete terms and conditions are available upon request. No bank charges. Government taxes may apply.

 

Current Cash Management Accounts

 

Cash Management Account - all up rates*

Balance	%pa, calculated on daily balance
$0 - $19,999	0.00
$20,000 - $49,999	1.40
$50,000 - $99,999	1.50
$100,000 - $249,999	1.65
$250,000 - $499,999	1.75
>$500,000	1.80

*Cash Management Accounts require a minimum opening balance of $20,000. If the balance subsequently falls below $20,000, you will receive a nominal interest rate on balances between $10,000 and $19,999, and no interest rate on balances below $10,000.
For current rate please contact Client Services on 1800 632 113 or your local branch on 1300 30 30 33.

 

Premium Cash Management Account - all up rates

Balance	%pa, calculated on daily balance
$0 - $99,999	0.00
$100,000 - $249,999	1.80
$250,000 - $499,999	1.85
$500,000 - $999,999	1.90
>$1,000,000	1.90

Rates are subject to change without notice. Complete terms and conditions are available upon request.
Fees apply. Government taxes may apply. 

Current All in One Account Credit Balances

Balance	%pa, calculated on daily balance
$0 - $19,999	0.00
$20,000 - $99,999	0.01
$100,000 - $249,999	0.02
$250,000 - $499,999	0.05
>$500,000	0.10

 

Rates are subject to change without notice. Complete terms and conditions are available upon request
Fees apply. Government taxes may apply.