Farm Business Deposit Account Interest Rates

Call deposit - all up rates*

Balance	%pa^	Effective annual yield %pa**
$5,000 - $19,999	0.15	0.15
$20,000 - $49,999	0.15	0.15
$50,000 - $99,999	0.15	0.15
$100,000 - $249,999	0.15	0.15
$250,000 - $499,999	0.15	0.15
$500,000 +	Call 1800 632 113 to talk to a Client Services Representative for a firm quote.

 

^Calculated on daily principal balance
** Effective annual yields are based on rates remaining constant for 12 months with interest reinvested as it earns and no withdrawals for 12 months.

 

Short term - all up rates*

Term	$5,000 to $49,999 (%pa)	$50,000 to $1,999,999 (%pa)	$2M+
1 Month	0.15	0.15	Call 1800 632 113 to talk to a Client Services Representative for a firm quote.
2 Month	0.15	0.15
3 Month	0.55	0.55
4 Month	0.45	0.45
5 Month	0.45	0.45
6 Month	1.55	1.55
9 Month	1.85	1.85

 

Long term - all up rates*

Term	$5,000 to $49,999 (%pa)				$50,000 to $1,999,999 (%pa)				$2M+
Interest Paid1	M	Q	S	A	M	Q	S	A
1 Year	2.14	2.14	2.14	2.15	2.14	2.14	2.14	2.15	Call 1800 632 113 to talk to a Client Services Representative for a firm quote.
2 Years	2.29	2.29	2.30	2.30	2.29	2.29	2.30	2.30
3 Years	2.39	2.39	2.40	2.40	2.39	2.39	2.40	2.40
4 Years	2.49	2.49	2.50	2.50	2.49	2.49	2.50	2.50
5 Years	2.59	2.59	2.59	2.60	2.59	2.59	2.59	2.60

 

* Your broker may be paid commission out of this rate. Please contact your broker for details.
¹ Interest on term deposits is payable monthly, quarterly, semi-annually or annually.

Rates are subject to change without notice. Complete terms and conditions are available upon request. No bank charges. Government taxes may apply.

Variable FMD - all up rates*

Deposit Amount	$1,000 to $99,999 (%pa)	$100,000 to $499,999 (%pa)	$500,000 to $800,000 (%pa)
Rate %pa^	0.15	0.15	0.15

 

^calculated on daily principal balance

 

Short term FMD - all up rates* 

Term	$1,000 to $99,999 (%pa)	$100,000 to $499,999 (%pa)	$500,000 to $800,000 (%pa)
1 Month	0.30	0.30	0.30
2 Month	0.40	0.40	0.40
3 Month	0.45	0.45	0.45
4 Month	0.50	0.50	0.50
5 Month	0.55	0.55	0.55
6 Month	0.90	0.90	0.90
9 Month	1.00	1.00	1.00

 

Long term FMD - all up rates*

Term	$1,000 to $99,999 (%pa)			$100,000 to $499,999 (%pa)			$500,000 to $800,000 (%pa)
Interest Paid1	Q	S	A	Q	S	A	Q	S	A
1 Year	1.50	1.50	1.50	1.50	1.50	1.50	1.50	1.50	1.50
2 Year	1.55	1.55	1.55	1.55	1.55	1.55	1.55	1.55	1.55

 

* Your broker may be paid commission out of this rate. Please contact your broker for detail.
¹ Interest on Long Term FMDs is payable quarterly, semi-annually or annually.
Rates are subject to change without notice. Complete terms and conditions are available upon request. No bank charges. Government taxes may apply.

Cash Management Account - all up rates*

Balance	%pa, calculated on daily balance
$0 - $19,999	0.00
$20,000 - $49,999	0.15
$50,000 - $99,999	0.15
$100,000 - $249,999	0.15
$250,000 - $499,999	0.20
>$500,000	0.20

 

*Cash Management Accounts require a minimum opening balance of $20,000. If the balance subsequently falls below $20,000, you will receive a nominal interest rate on balances between $10,000 and $19,999, and no interest rate on balances below $10,000.
For current rate please contact Client Services on 1800 632 113 or your local branch on 1300 30 30 33.

 

Premium Cash Management Account - all up rates

Balance	%pa, calculated on daily balance
$0 - $99,999	0.00
$100,000 - $249,999	0.25
$250,000 - $499,999	0.30
$500,000 - $999,999	0.30
>$1,000,000	0.30

 

Rates are subject to change without notice. Complete terms and conditions are available upon request.
Fees apply. Government taxes may apply.

Balance	%pa, calculated on daily balance
$0 - $19,999	0.00
$20,000 - $99,999	0.01
$100,000 - $249,999	0.02
$250,000 - $499,999	0.05
>$500,000	0.05

 

Rates are subject to change without notice. Complete terms and conditions are available upon request
Fees apply. Government taxes may apply.