SMSF Savings Accounts | Rabobank Australia
skip to content1
Just a heads up, our Online and Mobile Banking Apps will be offline for scheduled maintenance between 10:00 pm on Saturday, 15th May and 06:00 am on Sunday, 16th May 2021. We apologise for any inconvenience. If you’d like to speak to us, we’re available Monday to Friday 8am to 7pm AEDT on 1800 445 445

SMSF Savings

Get all your savings working together

Our range of online savings accounts and term deposits are available to established SMSFs, giving you flexibility and competitive rates. They also come with the bonus of knowing that your deposits are funding our local farmers to put food on our plates and clothes on our backs. Care to read more?

You can start with any account and you automatically get access to the whole set, with no account keeping fees and without the hassle of multiple applications.

Government Guarantee

The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.

High Interest Savings Account
Up to


Gets you the most out of every dollar you save without changing your everyday bank.


Learn more

Up to


Gives you a higher rate of interest just for increasing your balance by at least $200 each month*.

Learn more

90 Day Notice Saver up to


Ideal when you don't need instant access to your savings and want to stay focused on your goals.

Learn more

1 year term


Gives you a guaranteed return on your savings and you can start from as little as $1,000.

Learn more

^Current 4 month introductory variable rate for new SMSF customers on deposits up to $250,000. Rate subject to change.
*Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).
The Canstar 5-Star Rating for Outstanding Value Savings Account was received in April, 2020 for the Rabobank Notice Saver SMSF 90 Day Account.

Kick start your savings plan with a 4 month introductory variable rate

EARN 1.40% P.A*

variable rate on your first $250,000.


Money Magazine  Mozo

  • The four month introductory variable rate (up to $250,000) is a great way to kick-start your savings

*Current 4 month introductory variable rates for new smsf customers on deposits up to $250,000. Rate subject to change.

High Interest Savings Account intro variable rates

Interest rate (% p.a.)
4 month additional variable rate
Standard variable rate
Total intro rate

See all our rates for SMSF

Why choose to invest your super contributions with us?

  • Competitive savings and term deposit accounts
  • Control over your super investments
  • Strong online banking security
  • No account keeping fees
  • Support Australian farmers & the agricultural industry

How does Rabobank support Australian farmers?

Saving with Rabobank not only helps you achieve your savings goals, you’re also helping Aussie farmers grow. That’s because 100% of your deposits with Rabobank are used to support local farmers to bring food to our tables. Learn more here.

The most commonly asked questions

Are there any account keeping fees?

No, we do not charge any account fees on any savings accounts or Term Deposits. Early termination fees apply to Term Deposits.

How secure is my Rabobank Online Savings account?


Rabobank is committed to keeping your money and identity secure. This is why all our customers get a free Digipass. The Digipass provides leading online banking security and is much safer than a simple username and password. It randomly generates single-use security access codes for logging in and authorising transactions.

We take pride in our excellent security record and we are very careful to maintain it. Now you can bank online with complete peace of mind.

Secure connection
If you login to the secure site, a secure connection is made between your computer and our computer.

A secure connection provides that any data transaction is encrypted with a key only known by the computers involved - like messages that are being sent by sealed envelopes.

Retirees Jennifer and Peter love knowing that they are helping farmers by investing with Rabobank


Read More

Cookie Notice
We use cookies to collect data when you visit our website. We do this for security and functionality purposes and to provide you with a better website experience. For more information on how we use cookies, please see our Cookies page.