PremiumSaver Account | Rabobank Australia
skip to content1
We’re currently experiencing a higher than usual volume of calls and appreciate your patience as you wait to speak to our team. So we can best help you with your enquiry please see if we can answer your question via our FAQ’s here.

We have to collect some data when you use our website for its functionality and security. We use this data to provide you with a better experience when using our website. For more information you can refer to our Privacy Policy here.
Rabobank
 
Kids

The Offer

EARN 1.45% P.A*

*Max. variable rate on balances up to $250,000.               


  • Stay on track with motivation to reach your savings goals
  • Flexibility to access your funds throughout the month
  • Increase your balance by $200 each month to earn the maximum interest#
  • Simplify your saving habits with an automated Regular Savings Plan.
  • No need to change your everyday banking

 

#*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

The Benefits

No account keeping fees 
No minimum balance
Interest paid monthly
Online and mobile banking
The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.

Apply Now

Earn up to 1.45% P.A*

Max. variable rate on balances up to $250,000.


OPEN A PREMIUMSAVER

  • Existing customers can login and simply add a PremiumSaver to their savings portfolio.
LOGIN

*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
1.45%
$250,001 to $1,000,000
1.30%
Over $1,000,000
1.10%

See all our rates for personal
Earn up to 0.80% P.A*

Max. variable rate on balances up to $250,000.


OPEN A PREMIUMSAVER

  • Existing customers can login and simply add a PremiumSaver to their savings portfolio.
LOGIN See all our rates for business

*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $2000 higher than it was at the beginning of the first day of the month (excluding interest earned).

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
0.80%
$250,001 to $1,000,000
0.80%
Over $1,000,000
0.70%
Earn up to 1.15% P.A*

Max. variable rate on balances up to $250,000.


OPEN A PREMIUMSAVER

  • Existing customers can login and simply add a PremiumSaver to their savings portfolio.
LOGIN

*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
1.15%
$250,001 to $1,000,000
1.05%
Over $1,000,000
1.05%

See all our rates for SMSF

Make a savings habit with a PremiumSaver

When you open a new Rabobank account, you'll also automatically get a High Interest Savings Account in your savings portfolio, ready when you need it.

Apply online

1. Apply using our online form

Link your bank account

2. Link your everyday account

Download our mobile app

3. Get our mobile banking app

Start saving

4. Start your savings plan

The most commonly asked questions

What is a PremiumSaver Account?

Share

If you're a regular saver, our PremiumSaver Account is perfect for you. Just increase your net balance by at least $200 (or $2000 if you have a business account) excluding interest before the last business day of every month and you'll earn the higher variable interest rate.

What if I don't contribute to my PremiumSaver Account?

Share

You'll still receive interest, however it'll be at the lower Premium Saver rate. For current interest rates, click here.

Are there any account keeping fees?

Share
No, we do not charge any account fees on any savings accounts or Term Deposits. Early termination fees apply to Term Deposits.

Can the interest rate change?

Share

Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.

We'll always let you know when the interest rates change.

Can I install the app on more than one phone or tablet?

Share
Yes, you can download and register the Rabobank Online Savings Mobile Banking App on up to six devices per account. 

How do I transfer funds into my Rabobank Online Savings account?

Share

You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 8am and 7pm.

You can also transfer funds into any of your HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.

“It was a no brainer for me to put my money into a place that was helping farmers out” Kristy Felton

 

Read More

Food waste report 2020