PremiumSaver Account | Rabobank Australia
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Just a heads up, our Online and Mobile Banking will be offline for scheduled maintenance between 10:00 pm on 16th October and 06:00 am on 17th October 2021.
If you’d like to speak to us, we’re available Monday to Friday 6.00 am to 8.00 pm (Sydney time) on 1800 445 445.

We are currently experiencing an issue with our Online Savings mobile app for recently updated Apple devices. For the best experience please log into Internet Banking.
We are working on getting this resolved and apologise for any inconvenience caused.
Rabobank
 
PremiumSaver

The Offer

EARN 0.90% P.A*

*Max. variable rate on Personal balances up to $250,000.               


  • Stay on track with motivation to reach your savings goals
  • Flexibility to access your funds throughout the month
  • Increase your balance by $200 each month to earn the maximum interest#
  • Simplify your saving habits with an automated Regular Savings Plan.
  • No need to change your everyday banking

The Benefits

No account keeping fees 
No minimum balance
Interest paid monthly
Online and mobile banking
The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.

Apply Now

Earn up to 0.90% P.A*

Max. variable rate on balances up to $250,000.


OPEN A PREMIUMSAVER

  • Existing customers can login to Internet Banking and simply add a PremiumSaver to their savings portfolio.
LOGIN

*Interest rates displayed are maximum rates for Personal accounts. For minimum rates, please refer to the rates page. Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

The Target Market Determination for PremiumSaver is available here.

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
0.90%
$250,001 to $1,000,000
0.70%
Over $1,000,000
0.50%

See all our rates for personal
Earn up to 0.10% P.A*

Max. variable rate on balances up to $250,000.


OPEN A PREMIUMSAVER

  • Existing customers can login and simply add a PremiumSaver to their savings portfolio.
LOGIN See all our rates for business

*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $2000 higher than it was at the beginning of the first day of the month (excluding interest earned).

The Target Market Determination for PremiumSaver is available here.

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
0.10%
$250,001 to $1,000,000
0.10%
Over $1,000,000
0.05%
Earn up to 0.55% P.A#

Max. variable rate on balances up to $250,000.


OPEN A PREMIUMSAVER

  • Existing customers can login to Internet Banking and simply add a PremiumSaver to their savings portfolio.
LOGIN

#Interest rates displayed are maximum rates for SMSF accounts. For minimum rates, please refer to the rates page. Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

The Target Market Determination for PremiumSaver is available here.

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
0.55%
$250,001 to $1,000,000
0.45%
Over $1,000,000
0.45%

See all our rates for SMSF

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The most commonly asked questions

What is a PremiumSaver Account?

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If you're a regular saver, our PremiumSaver Account is perfect for you. Just increase your net balance by at least $200 (or $2000 if you have a business account) excluding interest before the last business day of every month and you'll earn the higher variable interest rate.

Can the interest rate change?

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Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.

We'll always let you know when the interest rates change.

Can I install the Rabobank Online Savings Mobile App on more than one device?

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Yes, you can download and register the Rabobank Online Savings Mobile App on as many devices as you need to.

You’ll need your customer number and Digipass to register the first time, and the steps are the same as logging in to internet banking.

How do I transfer funds into my Rabobank Online Savings account?

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You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 6am and 8pm.

You can also transfer funds into any of your HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.

Make a savings habit with a PremiumSaver

When you open a new Rabobank account, you'll also automatically get a High Interest Savings Account in your savings portfolio, ready when you need it.

Apply online

1. Apply using our online form

Link your bank account

2. Link your everyday account

Download our mobile app

3. Get our mobile banking app

Start saving

4. Start your savings plan

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