PremiumSaver Account
Reward yourself with a higher rate for your good savings habits.
Our PremiumSaver is simple, receive the maximum rate when you grow your balance by at least $200 each month.
And… your savings help our Aussie farmers produce the food we love to enjoy.
PremiumSaver Account
Reward yourself with a higher rate for your good savings habits.
Our PremiumSaver is simple, receive the maximum rate when you grow your balance by at least $200 each month.
And… your savings help our Aussie farmers produce the food we love to enjoy.
The Offer
Earn up to
%
P.A*
Maximum Personal variable rate on balances up to $250,000.
- Stay on track with motivation to reach your savings goals
- Flexibility to access your funds, but please note that you must grow your balance by at least $200 in the month to earn the maximum rate
- Increase your balance by $200 each month to earn the maximum interest
- Earn a competitive base rate even when you don’t grow your balance
- Simplify your saving habits with an automated Regular Savings Plan.
*Interest rates displayed are maximum rates for Personal accounts. For minimum rates, please refer to the rates page. Maximum rates apply when your closing balance on the last business day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned). Available for Personal (Individual and Joint). Different rates apply to SMSF and Business entities.
The Benefits
No account keeping fees
No minimum balance
Interest paid monthly
Online and mobile banking
The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.
Apply Now
- PERSONAL >
- SMSF >
Earn up to
%
P.A*
Maximum Personal variable rate on balances up to $250,000.
- Existing customers can login to Internet Banking and simply add a PremiumSaver to their savings portfolio.
PremiumSaver maximum Personal rates*
| Balance | Interest rate (% p.a.) |
| Up to $250,000 | % |
| $250,001 to $1,000,000 | % |
| Over $1,000,000 | % |
*Interest rates displayed are maximum rates for Personal accounts. For minimum rates, please refer to the rates page. Maximum rates apply when your closing balance on the last business day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned). Available for Personal (Individual and Joint). Different rates apply to SMSF and Business entities.
The Target Market Determination for PremiumSaver is available here. For more information about these awards please visit Finder.
Earn up to
%
P.A#
Maximum SMSF variable rate on balances up to $250,000.
- Existing customers can login to Internet Banking and simply add a PremiumSaver to their savings portfolio.
PremiumSaver maximum SMSF rates#
| Balance | Interest rate (% p.a.) |
| Up to $250,000 | % |
| $250,001 to $2,000,000 | % |
| Over $2,000,000 | % |
#Interest rates displayed are maximum rates for SMSF accounts. For minimum rates, please refer to the rates page. Maximum rates apply when your closing balance on the last business day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned). Different rates apply for Personal (Individual and Joint) and Business customers. The Target Market Determination for PremiumSaver is available here. For more information about these awards please visit Mozo.
“It was a no brainer for me to put my money into a place that was helping farmers out”
Kristy Felton
The most commonly asked questions
Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.
We'll always let you know when the interest rates change.
Yes, you can download and register the Rabobank Online Savings app on up to 5 devices.
You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer money’ feature via both Internet and Mobile Banking if you have direct debits enabled. To enable direct debit functionality please contact our Sydney based team on 1800 445 445, Monday to Friday between 6am and 8pm.
You can also transfer funds into any of your HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Rabobank BSB and account number.
Make a savings habit with a PremiumSaver
When you open a new Rabobank account, you'll also automatically get a High Interest Savings Account in your savings portfolio, ready when you need it.
1. Apply using our online form
2. Link your everyday account
3. Get our mobile banking app
4. Start your savings plan
Unless otherwise specified, Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700 is the issuer of the products and services described on this page. Any advice provided is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Consider the relevant disclosure documents and terms and conditions for these products, including the Product Disclosure Statement for the Notice Saver Account (all available at www.rabobank.com.au, Rabobank branches or by calling 1300 30 30 33) along with your personal objectives, financial situation and needs before making any financial decisions.
